Name: Union Bank of India Divaa RuPay Credit Card
Brand: union
SKU: union-bank-of-india-divaa-rupay-credit-card
Availability: InStock

Question 1

What is the Union Bank of India Divaa RuPay Credit Card?

Accepted Answer

The Union Bank of India Divaa RuPay Credit Card is a women-centric credit card designed to offer exclusive benefits for female cardholders, focusing on travel and shopping.

Question 2

Does the Divaa RuPay Credit Card have a joining fee?

Accepted Answer

No, the Union Bank of India Divaa RuPay Credit Card does not have any joining fee, making it accessible from the start.

Question 3

How can I waive the annual renewal fee for my Divaa Credit Card?

Accepted Answer

The renewal fee of ₹499 + GST for the Divaa Credit Card is waived if you spend ₹30,000 or more in the previous year.

Question 4

What lounge access benefits does the Union Bank Divaa RuPay Credit Card offer?

Accepted Answer

The Divaa Credit Card provides 2 complimentary domestic airport lounge accesses per quarter and 2 complimentary international airport lounge accesses annually for travelers.

Question 5

Are there any insurance benefits with the Union Bank of India Divaa RuPay Credit Card?

Accepted Answer

Yes, the Divaa Credit Card includes complimentary personal accident insurance coverage up to ₹2 lakhs, offering financial security.

Question 6

Can I earn reward points with the Union Bank of India Divaa RuPay Credit Card?

Accepted Answer

Yes, you earn 2 Reward Points for every ₹100 spent on purchases with your Union Bank Divaa RuPay Credit Card.

Question 7

What is the value of 1 Reward Point on the Divaa RuPay Credit Card?

Accepted Answer

On the Divaa RuPay Credit Card, the value of 1 Reward Point is ₹0.25, and a minimum of 750 points is required for redemption into various vouchers and products.

Question 8

Does the Union Bank Divaa RuPay Credit Card offer discounts on movies or dining?

Accepted Answer

The Union Bank Divaa RuPay Credit Card does not offer any specific discounts on entertainment or dining, which is a key drawback.

Question 9

What is the foreign currency markup on the Union Bank of India Divaa RuPay Credit Card?

Accepted Answer

The foreign currency markup on the Divaa RuPay Credit Card is 3% for international spends, which should be considered when traveling abroad.

Question 10

Who is eligible to apply for the Union Bank of India Divaa RuPay Credit Card?

Accepted Answer

The Divaa RuPay Credit Card is exclusively issued to women aged 18-65 (salaried) or 18-70 (working women) with a minimum annual income of ₹2.5 lakhs.

Union Bank of India Divaa RuPay Credit Card

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