Punjab National BankIs the PNB Rakshak Rupay Select Card Right for You?
The PNB Rakshak Rupay Select Card is best suited for users who prioritize Travel, Shopping, Dining. With a joining fee of Nil and a renewal fee of Nil, this card offers free entry for new applicants. It offers Reward Points and Cashback as its primary reward mechanism, with a rewards rate of Earn 2X reward points on all retail merchandise purchases..
Key Card Details
Nil
Nil
Reward Points and Cashback
Not Applicable
Notable Perks
Domestic Lounge
Complimentary Domestic Lounge Program access.
International Lounge
Complimentary International Lounge Program access.
Insurance
Comprehensive insurance coverage provided with the card.
Fee Waiver
Annual fee waiver is applicable if the card is used once in each quarter.
Movie Benefits
Not Applicable
Golf
Not Applicable
Things to Consider
Specific reward redemption options for the PNB Rakshak Rupay Select Card are not detailed.
Foreign currency markup charges and specific interest rates are not specified in the card details.
The annual fee waiver on the PNB Rakshak card requires consistent quarterly usage to avoid charges.
Benefits & Features
Welcome Offer
Receive 300+ reward points on your first usage of the card.
Rewards Rate
Earn 2X reward points on all retail merchandise purchases.
Reward Type
Reward Points and Cashback
Reward Redemption
Not Applicable
Domestic Lounge Access
Complimentary Domestic Lounge Program access.
International Lounge Access
Complimentary International Lounge Program access.
Premium Benefits
Not Applicable
Insurance Coverage
Comprehensive insurance coverage provided with the card.
Movie
Not Applicable
Dining
Exclusive cashback offers at eateries and restaurants.
Travel Benefits
Not Applicable
What matters, explained clearly
PNB Rakshak Rupay Select Card
Introduction
The PNB Rakshak Rupay Select Card is a feature-rich offering designed with the convenience and benefits of its users in mind. It stands out by having no joining fee and a conditional annual fee waiver, making it an accessible option. Cardholders can enjoy accelerated reward points on retail purchases, complimentary access to both domestic and international lounges, and exclusive cashback deals on everyday expenses like utility bills and dining. The card further enhances its value with comprehensive insurance coverage and dedicated 24/7 concierge services, ensuring a premium experience.
Welcome Benefits
- Receive 300+ reward points on your first usage of the card.
Fees
- Joining Fee: No joining fee.
- Annual Fee: No annual fee if the card is used at least once in each quarter.
Rewards
- Reward Points:
- Earn 300+ reward points on your first card usage.
- Get 2X reward points on all retail merchandise purchases.
- Lounge Access:
- Complimentary Domestic Lounge Program access.
- Complimentary International Lounge Program access.
- Cashback:
- Exclusive cashback offers on utility bills.
- Exclusive cashback offers at eateries and restaurants.
- Insurance:
- Comprehensive insurance coverage provided with the card.
- Lifestyle Benefits:
- Access to 24/7 concierge services.
- Enjoy 300+ exclusive merchant offers.
Important Product Details
- Zero joining fee.
- Annual fee waiver is applicable if the card is used once in each quarter.
- Accelerated 2X reward points on retail merchandise.
- Complimentary access to both domestic and international airport lounges.
- Exclusive cashback benefits on utility bills, eateries, and restaurants.
- Comprehensive insurance coverage.
- Available 24/7 concierge services.
- Access to a wide range of 300+ merchant offers.
- Manage your card conveniently through the "PNB GENIE" mobile app.
Other Details
- The "PNB GENIE" mobile app serves as a convenient one-stop solution for all card management needs.