Question 1

1. Can I redeem my earned Reward Points on mobile/DTH recharges with the PNB RuPay Select Credit Card?

Accepted Answer

Yes, you can redeem the Reward Points earned on the PNB RuPay Select Credit Card for mobile/DTH recharges through the PNB Rewardz portal. 1 Reward Point equals ₹0.25.

Question 2

2. What is the annual fee of the PNB RuPay Select Credit Card?

Accepted Answer

The annual fee for the PNB RuPay Select Credit Card is ₹750 from the second year. However, this fee can be waived if the card is used at least once each quarter.

Question 3

3. What are the cash advance fees for the PNB RuPay Select Credit Card?

Accepted Answer

For cash withdrawals from PNB ATMs using the PNB RuPay Select Credit Card, the fee is 2% of the withdrawn amount or a minimum of ₹150.

Question 4

4. How many complimentary lounge accesses do I get with the PNB RuPay Select Credit Card?

Accepted Answer

With the PNB RuPay Select Credit Card, you receive 8 complimentary domestic lounge accesses annually (2 per quarter) and 4 international lounge accesses.

Question 5

5. What are the rewards and benefits of using the PNB RuPay Select Credit Card for online purchases?

Accepted Answer

You earn 2x Reward Points on all online or merchandise purchases made within the first 90 days after activating the PNB RuPay Select Credit Card.

Question 6

6. What is the joining fee for the PNB RuPay Select Credit Card?

Accepted Answer

The joining fee for the PNB RuPay Select Credit Card is ₹500, applicable for the first year only.

Question 7

7. How can I redeem my Reward Points on the PNB RuPay Select Credit Card?

Accepted Answer

You can redeem your Reward Points through the PNB Rewardz portal. The redemption rate is 1 Reward Point = ₹0.25, and a minimum of 500 points is required for redemption.

PNB RuPay Select Credit Card

Benefits & Features

Welcome Offer

Rewards Rate

Reward Type

Reward Redemption

Movie & Dining

Travel Benefits

Domestic Lounge Access

International Lounge Access

Premium Benefits

Insurance Coverage

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Frequently Asked Questions

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