Question 1

1. What are the welcome benefits of the PNB EMT Credit Card?

Accepted Answer

Cardholders receive 300 reward points on the first transaction and a ₹3,000 welcome voucher, which can be redeemed for flights, hotels, and holiday bookings.

Question 2

2. Does the PNB EMT Credit Card offer any travel discounts?

Accepted Answer

Yes, the PNB EMT Credit Card offers up to 10% off on domestic and international flight bookings, 20% off on hotel bookings, and ₹125 off on bus bookings, with certain conditions.

Question 3

3. How many lounge accesses can I enjoy with the PNB EMT Credit Card?

Accepted Answer

You can enjoy 2 complimentary domestic lounge accesses per quarter (8 annually) and 2 complimentary international lounge accesses per year with the PNB EMT Credit Card.

Question 4

4. What is the fuel surcharge waiver on the PNB EMT Credit Card?

Accepted Answer

The PNB EMT Credit Card offers a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000, with a minimum waiver of ₹12.50 and a maximum of ₹250 per billing cycle.

Question 5

5. What insurance benefits come with the PNB EMT Credit Card?

Accepted Answer

Cardholders are eligible for insurance coverage of up to ₹2 lakh for accidental death or total disability with the PNB EMT Credit Card.

Question 6

6. Can I redeem the PNB EMT Credit Card's rewards for anything besides travel bookings?

Accepted Answer

Yes, the rewards can be redeemed for flights, hotels, and holiday bookings, providing flexible options for cardholders.

Question 7

7. What are the eligibility criteria for the PNB EMT Credit Card?

Accepted Answer

To apply for the PNB EMT Credit Card, you must be an Indian or NRI citizen, at least 18 years old, have a steady income, and maintain a good credit score.

PNB EMT RuPay Platinum Credit Card

Benefits & Features

Welcome Offer

Reward Type

Movie & Dining

Travel Benefits

Domestic Lounge Access

International Lounge Access

Premium Benefits

Insurance Coverage

What matters, explained clearly

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