What are the main welcome benefits of the SBI Card PULSE?

The SBI Card PULSE offers a Noise ColorFit Pulse 4 Pro Smart Watch, 1-year FITPASS PRO, and 1-year Netmeds First Membership upon joining.

How much is the joining fee for the SBI Card PULSE?

The joining fee for the SBI Card PULSE is Rs. 1,499 + Taxes, and the renewal fee is the same annually.

Can I get the renewal fee waived on my SBI Card PULSE?

Yes, the renewal fee for the SBI Card PULSE is waived if annual spends for the previous year are Rs. 2,00,000 or more.

What is the reward rate on the SBI Card PULSE?

The SBI Card PULSE offers 10 Reward Points per Rs. 100 on select categories like dining & movies, and 2 RPs on others.

Does the SBI Card PULSE offer lounge access?

Yes, the SBI Card PULSE provides 8 complimentary domestic lounge visits annually and a complimentary Priority Pass membership.

Are there any charges for redeeming reward points on the SBI Card PULSE?

Yes, a rewards redemption fee of Rs. 100 is applicable on each redemption request for the SBI Card PULSE.

What are the foreign currency markup charges for the SBI Card PULSE?

The foreign currency markup on the SBI Card PULSE is 3.5% of the transaction amount.

What insurance benefits are included with the SBI Card PULSE?

The SBI Card PULSE includes Credit Card Fraud Liability Cover and various travel insurance benefits.

How can I apply for the SBI Card PULSE?

You can apply for the SBI Card PULSE online via the SBI Card website or by visiting a nearest SBI branch.

Is there a fuel surcharge waiver on the SBI Card PULSE?

Yes, the SBI Card PULSE offers a 1% fuel surcharge waiver for transactions between Rs. 500-Rs. 4,000, max Rs. 250/cycle.

State Bank of India

SBI Card PULSE

PremiumTravelDining

Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Get a Noise ColorFit Pulse 4 Pro Smart Watch, 1-year FITPASS PRO & 1-year Netmeds First Membership.

Rewards Rate

Earn 10 Reward Points per Rs. 100 spent on Chemist, Pharmacy, Sports, Dining, Movies & 2 RPs on others.

Reward Type

Reward Points

Reward Redemption

Redeem points to pay outstanding balance (4 RPs = Rs. 1) or choose gifts from catalogue.

Domestic Lounge Access

Complimentary 8 domestic lounge visits per year (restricted to 2 per quarter).

International Lounge Access

Complimentary Priority Pass Membership for the first two years (no complimentary visits).

Premium Benefits

Not Applicable

Insurance Coverage

Credit Card Fraud Liability Cover of Rs. 1 Lakh and various Travel Insurance Covers.

Movie

Earn 10 Reward Points per Rs. 100 spent on Movies, up to 7,500 accelerated RPs per month.

Dining

Earn 10 Reward Points per Rs. 100 spent on Dining, up to 7,500 accelerated RPs per month.

Travel Benefits

Complimentary 8 domestic lounge visits/year & complimentary Priority Pass Membership for 2 years.

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