What are the main benefits of the SBI SimplyCLICK Credit Card?

The SBI SimplyCLICK Credit Card offers accelerated reward points on online shopping, especially with partner brands, a low annual fee, and milestone benefits.

How much is the joining fee for the SBI SimplyCLICK Credit Card?

The joining fee for the SBI SimplyCLICK Credit Card is ₹499 + Taxes/GST. New cardholders also receive a ₹500 Amazon gift card.

Can I get the annual fee waived for my SBI SimplyCLICK Credit Card?

Yes, the renewal fee for the SBI SimplyCLICK Credit Card is waived if you spend ₹1,00,000 or more in the preceding year.

What is the reward rate on online spending with the SBI SimplyCLICK Credit Card?

The SBI SimplyCLICK Credit Card offers 10X Reward Points on exclusive online partners and 5X Reward Points on other online spends, including Amazon.

Does the SBI SimplyCLICK Credit Card offer lounge access?

No, the SBI SimplyCLICK Credit Card does not provide complimentary domestic or international airport lounge access benefits.

What are the foreign currency markup charges on the SBI SimplyCLICK Credit Card?

The foreign currency markup on the SBI SimplyCLICK Credit Card is 3.5% of the total transaction amount for international spends.

Are there any milestone benefits with the SBI SimplyCLICK Credit Card?

Yes, the SBI SimplyCLICK Credit Card offers e-vouchers worth ₹2,000 each from Cleartrip/Yatra on reaching annual online spends of ₹1,00,000 and ₹2,00,000.

Is there a fuel surcharge waiver on the SBI SimplyCLICK Credit Card?

Yes, the SBI SimplyCLICK Credit Card provides a 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000, capped at ₹100 per statement cycle.

What kind of insurance benefits does the SBI SimplyCLICK Credit Card provide?

The SBI SimplyCLICK Credit Card does not explicitly offer any specific insurance benefits.

State Bank of India

SBI SimplyCLICK Credit Card

Q: How can I redeem my Reward Points earned with the SBI SimplyCLICK Credit Card?

You can redeem your SBI SimplyCLICK Credit Card Reward Points for products, gift vouchers, or against your card's statement balance on the SBI Card website.

ShoppingTravelDining

Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Amazon.in gift card worth ₹500 upon payment of annual fee.

Rewards Rate

Earn 10X Reward Points on exclusive online partners, 5X on other online spends, and 1 RP per ₹100 on offline spends.

Reward Type

Reward Points

Reward Redemption

Redeem Reward Points for products, gift vouchers, or against card statement balance. 1 RP = ₹0.25.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

10X Reward Points on BookMyShow spends.

Dining

10X Reward Points on Dominos and Swiggy spends.

Travel Benefits

10X Reward Points on Cleartrip & Yatra; e-vouchers worth ₹2,000 each from Cleartrip/Yatra on milestones.

What matters, explained clearly

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Frequently Asked Questions

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