What are the main benefits of the KrisFlyer SBI Card Apex?

The KrisFlyer SBI Card Apex offers high reward rates on Singapore Airlines Group spends, substantial travel privileges, and complimentary lounge access.

How much is the joining and renewal fee for the KrisFlyer SBI Card Apex?

The KrisFlyer SBI Card Apex has a joining and renewal fee of Rs. 9999 + applicable taxes (GST).

What welcome benefits does the KrisFlyer SBI Card Apex offer?

Upon paying the annual fee and making the first transaction, you receive 10,000 KrisFlyer miles with the KrisFlyer SBI Card Apex.

What is the reward rate on the KrisFlyer SBI Card Apex for Singapore Airlines spends?

With the KrisFlyer SBI Card Apex, you earn 10 KrisFlyer miles per Rs 200 spent on Singapore Airlines Group transactions.

Does the KrisFlyer SBI Card Apex provide airport lounge access?

Yes, the KrisFlyer SBI Card Apex offers 8 complimentary domestic and 8 international airport lounge visits annually.

What is the foreign currency markup on the KrisFlyer SBI Card Apex?

The KrisFlyer SBI Card Apex charges a foreign currency markup of 3.5% on international spends.

Are there any milestone benefits with the KrisFlyer SBI Card Apex?

Yes, spend ₹7.5 lakh on Singapore Airlines to get a KrisFlyer Elite Gold membership upgrade with KrisFlyer SBI Card Apex.

How can I redeem KrisFlyer miles earned with the KrisFlyer SBI Card Apex?

KrisFlyer miles are automatically credited to your KrisFlyer account monthly and can be redeemed through Singapore Airlines' program.

Does the KrisFlyer SBI Card Apex include any insurance benefits?

The KrisFlyer SBI Card Apex offers Air Accident Cover, Baggage Loss/Delay Cover, and Fraud Loss Cover.

What are the cash advance charges on the KrisFlyer SBI Card Apex?

Cash advance charges on the KrisFlyer SBI Card Apex are 2.5% of the transaction amount or ₹500, whichever is higher.

State Bank of India

KrisFlyer SBI Card Apex

TravelInternational SpendsPremium

Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Get 10,000 KrisFlyer miles upon payment of the annual fees and making the first transaction within 60 days.

Rewards Rate

Earn 10 miles per Rs 200 on Singapore Airlines, 8 miles on international, 6 miles on other spends.

Reward Type

Reward Points

Reward Redemption

KrisFlyer miles credited monthly, valid 2 years. Must redeem within 30 days if KrisFlyer SBI Card Apex is closed.

Domestic Lounge Access

Enjoy 2 complimentary Domestic Airport Lounge visits every quarter (up to 8 annually) across India.

International Lounge Access

Receive 8 complimentary International Airport Lounge visits per year (max 2 per quarter) across the globe.

Premium Benefits

Not Applicable

Insurance Coverage

Air Accident Cover (₹50L), Baggage Loss/Delay (₹1L), and Fraud Loss (₹10L) included.

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Exclusive travel privileges, including KrisFlyer Elite Gold membership upgrade and priority services with SIA.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

Clear, concise answers to help you understand this card better.

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