What are the main benefits of the BPCL SBI Card Octane?

The BPCL SBI Card Octane primarily offers 7.25% value back on BPCL fuel, accelerated rewards on dining/movies, and 4 complimentary domestic lounge accesses.

What is the joining fee for the BPCL SBI Card Octane?

The joining fee for the BPCL SBI Card Octane is ₹1,499 plus applicable GST.

How can I get the renewal fee waived for my BPCL SBI Card Octane?

The renewal fee for your BPCL SBI Card Octane can be waived if your annual spends for the preceding year are ₹2,00,000 or more.

Does the BPCL SBI Card Octane offer airport lounge access?

Yes, the BPCL SBI Card Octane provides 4 complimentary domestic airport lounge visits per calendar year, limited to one visit per quarter.

What is the reward point earning rate on the BPCL SBI Card Octane?

On the BPCL SBI Card Octane, you earn 25 RPs per ₹100 on BPCL fuel, 10 RPs on dining/movies/groceries, and 1 RP on other retail spends.

Are there any charges for redeeming reward points from the BPCL SBI Card Octane?

A fee of ₹99 + taxes is applicable for most reward point redemptions, but it's waived for instant redemption at BPCL fuel stations.

What welcome benefits does the BPCL SBI Card Octane provide?

Upon paying the annual fee, the BPCL SBI Card Octane offers 6,000 bonus reward points, equivalent to ₹1,500, as a welcome benefit.

What is the foreign currency markup on the BPCL SBI Card Octane?

The foreign currency markup on the BPCL SBI Card Octane is 3.5% of the transaction amount.

How long are reward points valid for on the BPCL SBI Card Octane?

Reward points earned on the BPCL SBI Card Octane are valid for a period of 2 years (24 months) from the date of accumulation.

Can I get add-on cards with my BPCL SBI Card Octane?

Yes, you can apply for add-on cards for your adult family members (parents, spouse, children, siblings) with no annual fee for the BPCL SBI Card Octane.

State Bank of India

BPCL SBI Octane Credit Card

FuelTravelDining

Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Get 6,000 bonus reward points (worth ₹1,500) on payment of the annual fees, credited within 30 days.

Rewards Rate

Earn 25 RPs on ₹100 at BPCL fuel; 10 RPs on ₹100 for Dining/Movies/Grocery; 1 RP on ₹100 general.

Reward Type

Reward Points

Reward Redemption

Redeem points instantly at BPCL fuel stations, via Shop & Smile catalogue, or as statement credit.

Domestic Lounge Access

4 complimentary visits per calendar year to Domestic VISA lounges, limited to 1 visit per quarter.

Insurance Coverage

Complimentary Fraud Liability Cover of ₹1 Lakh, valid for 3 days prior to reporting loss.

Movie

Earn 10 Reward Points on every ₹100 spent on movies, capped at 7,500 RPs per month.

Dining

Earn 10 Reward Points on every ₹100 spent on dining, capped at 7,500 RPs per month.

Travel Benefits

Enjoy 4 complimentary domestic airport lounge accesses annually (1 per quarter) for convenient travel.

What matters, explained clearly

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Frequently Asked Questions

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