Bank of India Credit Cards
Bank of India - Credit Cards
8
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BOI MASTER INDIA Domestic Credit Card
Not Applicable, Reward Points
About This Bank
About Bank of India
Bank of India is one of India's oldest public-sector banks, founded in 1906 and headquartered in Mumbai. Its 7-card lineup spans RuPay and Visa networks: RuPay Bharat and RuPay Swadhan Platinum serve government-sector employees, students, and priority-sector customers with low fees, while the Platinum/Gold International tiers (Visa, RuPay) and the RuPay Select card offer stronger rewards and wider international acceptance for frequent spenders.
Bank of India's Card Lineup Compared
| Card | Annual Fee | Network | Best For |
|---|---|---|---|
| BOI RuPay Swadhan Platinum | Nil | RuPay | Priority-sector and government customers |
| BOI RuPay Platinum International | Lifetime Free | RuPay | International acceptance at zero cost |
| BOI Visa Platinum International | ~₹500 (renewal) | Visa | Alternative international-network option |
| BOI RuPay Select | ₹800 + GST | RuPay | Strongest rewards in the lineup |
Card-by-Card Breakdown
BOI RuPay Swadhan Platinum and BOI RuPay Platinum International are both free, aimed at government-sector employees, students, and priority-sector customers who want basic cashback without any ongoing cost.
BOI Visa Platinum International carries a modest renewal fee (~₹500) as the Visa-network alternative to the RuPay international option above.
BOI RuPay Select is the only fee-charging card with a meaningful cost (₹800 renewal), justified by the strongest reward rate in the lineup - worth it only if you'll use that higher earn rate enough to clear the fee.
Applying for a Bank of India Credit Card
Government-sector employees and students should look first at the free RuPay Bharat, Swadhan Platinum, or RuPay Platinum International cards, given BOI's focus on serving this segment with relaxed, accessible eligibility. Applicants wanting stronger rewards and are comfortable with a modest fee should consider RuPay Select instead.
Explore the full card portfolio below to find the right card for your spending profile.
Featured Bank of India Cards
BOI RuPay Select Credit Card
Joining Fee:
Nil
Renewal Fee:
₹800 + GST
Reward Type:
Reward Points
BOI VISA PLATINUM INTERNATIONAL
Joining Fee:
Nil
Renewal Fee:
Rs. 500/-
Reward Type:
Reward Points
BOI RUPAY PLATINUM INTERNATIONAL
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Not Applicable
BOI Rupay Swadhan Platinum
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
BOI RUPAY BHARAT
Joining Fee:
Renewal Fee:
Reward Type:
Not Applicable
Eligibility Guide
₹3 lakh p.a.
700+
21-60 years
Eligibility
- Age: 21-60 years
- Income: Varies by card variant
- Credit Score: 700+ recommended
- Residency: Indian resident
Check individual card pages for precise eligibility criteria.
All Bank of India Credit Cards
Browse & filter all Bank of India cards →
BOI MASTER INDIA Domestic Credit Card
Joining Fee:
Renewal Fee:
Reward Type:
Not Applicable
BOI MASTER PLATINUM INTERNATIONAL
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
BOI RUPAY BHARAT
Joining Fee:
Renewal Fee:
Reward Type:
Not Applicable
BOI RUPAY PLATINUM INTERNATIONAL
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Not Applicable
BOI RuPay Select Credit Card
Joining Fee:
Nil
Renewal Fee:
₹800 + GST
Reward Type:
Reward Points
BOI Rupay Swadhan Platinum
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
BOI VISA GOLD INTERNATIONAL
Joining Fee:
Nil
Renewal Fee:
₹300 + GST
Reward Type:
Reward Points
BOI VISA PLATINUM INTERNATIONAL
Joining Fee:
Nil
Renewal Fee:
Rs. 500/-
Reward Type:
Reward Points