Bank of IndiaBank of India Master Titanium Debit Card – Benefits, Fees & Eligibility
Is the Bank of India Master Titanium Debit Card Right for You?
The Bank of India Master Titanium Debit Card is best suited for users who prioritize Everyday Use, Shopping, Dining. With an issuance fee of Lifetime Free and an annual maintenance charge of Lifetime Free, this card offers free entry for new applicants. It offers Reward Points as its primary reward mechanism, with a rewards rate of Earn Star Points on POS and e-commerce spends.
Key Card Details
Lifetime Free
Lifetime Free
Reward Points
Earn Star Points on POS and e-commerce spends
₹15,000 per day
₹50,000 per day
Notable Perks
Dining Benefits
Offers available on dining
Account Requirement
Available to all Savings Bank and Current account holders
Things to Consider
International e-commerce transactions are not permitted on this card
Daily ATM withdrawal limit is relatively low at just ₹15,000
No specific details provided on annual maintenance or issuance fees
Benefits & Features
Rewards Rate
Earn Star Points on POS and e-commerce spends
Reward Type
Reward Points
Dining Benefits
Offers available on dining
Travel Benefits
Offers available on travel
Daily ATM Withdrawal Limit
₹15,000 per day
Daily POS/Online Spend Limit
₹50,000 per day
Account Requirement
Available to all Savings Bank and Current account holders
Fees & Charges
Issuance Fee
Lifetime Free
AMC Fee
Lifetime Free
Pros & Cons
Pros
Key benefits and features of this card.
Globally accepted Mastercard network for domestic and international POS usage
Earn Star Points as rewards on POS and e-commerce spending
Contactless technology enables fast and secure tap-and-pay transactions
Available to all Savings and Current account holders without complex eligibility
Cons
Key drawbacks and limitations of this card.
International e-commerce transactions are not permitted on this card
Daily ATM withdrawal limit is relatively low at just ₹15,000
No specific details provided on annual maintenance or issuance fees
Lacks premium benefits like lounge access or insurance coverage
Product Details
Contactless payment enabled for quick tap-and-pay transactions
Runs on the Mastercard global payment network
Available for both Savings and Current account holders
Supports domestic and international POS transactions
No PIN required for contactless payments up to ₹5,000
Benefits & Features
Rewards Rate
Earn Star Points on POS and e-commerce spends
Reward Type
Reward Points
Dining Benefits
Offers available on dining
Travel Benefits
Offers available on travel
Daily ATM Withdrawal Limit
₹15,000 per day
Daily POS/Online Spend Limit
₹50,000 per day
Account Requirement
Available to all Savings Bank and Current account holders
What matters, explained clearly
Introduction
The Master Titanium Debit Card is issued by the bank and is available to all Savings Bank and Current account holders. It is a contactless card designed for both domestic and international usage, though international e-commerce transactions are not permitted. Key benefits include a globally accepted payment network, rewards in the form of Star Points on POS and e-commerce spends, and contactless transaction convenience.
Transaction Limits & Usage
- ATM Withdrawal Limit: Rs. 15,000 per day.
- Domestic POS and E-commerce Limit: Rs. 50,000 per day.
- International POS Limit: Rs. 50,000 per day.
- International E-commerce: Not allowed.
- Contactless Transactions:
- No PIN is required for contactless transactions up to Rs. 5,000.
- PIN is mandatory for all contactless transactions above Rs. 5,000.
- A maximum of three contactless transactions are allowed per day.
- These limits are subject to change in the future by the Reserve Bank of India (RBI).
Rewards & Offers
- Cardholders earn Star Points for transactions made at POS terminals and through e-commerce.
- The card provides offers on travel, retail, dining, lifestyle, and entertainment.
Account & Eligibility Criteria
- The card is available to all Savings Bank (SB) and Current account holders.
Fees and Charges
- For detailed information on all applicable charges, please refer to the bank's official schedule of charges for digital banking products.
Other Details
- The card is globally accepted across a wide range of merchants.