Question 1

What is the Rupay Swadhan Platinum Credit card?

Accepted Answer

The Rupay Swadhan Platinum Credit card is a credit card primarily issued against a Term Deposit Receipt (TDR), designed for global acceptance and offering accelerated reward points on various transactions.

Question 2

Does the Rupay Swadhan Platinum Credit card have any joining or annual fees?

Accepted Answer

No, the Rupay Swadhan Platinum Credit card has NIL issuance fees and NIL annual maintenance charges for both principal and add-on cards, making it free to own.

Question 3

How do I earn reward points with the Rupay Swadhan Platinum Credit card?

Accepted Answer

With the Rupay Swadhan Platinum Credit card, you can earn 2X Reward points on all Point of Sale (POS) transactions and E-commerce (ECOM) transactions.

Question 4

What are the eligibility criteria for the Rupay Swadhan Platinum Credit card?

Accepted Answer

The Rupay Swadhan Platinum Credit card is available for individuals, staff/non-staff, and companies, provided the customer has a verifiable steady source of income and secures the card against a Term Deposit Receipt (TDR).

Question 5

Is the Rupay Swadhan Platinum Credit card accepted internationally?

Accepted Answer

Yes, the Rupay Swadhan Platinum Credit card is accepted at all domestic and foreign merchants across the globe, offering wide usability for international spends.

Question 6

What is the daily cash withdrawal limit for the Rupay Swadhan Platinum Credit card?

Accepted Answer

With the Rupay Swadhan Platinum Credit card, you can withdraw a maximum of Rs. 15,000 per day from any ATM location worldwide, with the cash limit being 50% of your total spending limit.

Question 7

How can I activate my Rupay Swadhan Platinum Credit card?

Accepted Answer

You can activate your Rupay Swadhan Platinum Credit card via IVR/Toll-Free, the Bank of India’s website, or the Omni Neo Mobile Banking App by following the respective OTP-based authentication steps.

Question 8

How do I generate the PIN for my Rupay Swadhan Platinum Credit card?

Accepted Answer

The PIN for your Rupay Swadhan Platinum Credit card can be generated securely through IVR/Toll-Free, Mobile Banking App, BOI Credit Control App, or the Bank of India’s website.

Question 9

What is the billing cycle and payment due date for the Rupay Swadhan Platinum Credit card?

Accepted Answer

The Rupay Swadhan Platinum Credit card's billing cycle runs from the 16th of the current month to the 15th of the next month, with payment for the outstanding balance due on or before the 5th of the succeeding month.

Question 10

Does the Rupay Swadhan Platinum Credit card offer an EMI facility?

Accepted Answer

Yes, the Rupay Swadhan Platinum Credit card provides an EMI facility at Point of Sale (POS) terminals managed/owned by M/S WorldLine Private Limited, offering flexible payment options.

BOI Rupay Swadhan Platinum

Benefits & Features

What matters, explained clearly

Frequently Asked Questions

Similar Cards

More from Bank of India

Comments & Reviews

Share your thoughts