Best PhonePe Co-Branded Credit Cards
शीर्ष कार्ड खोजें जैसे फोनपे एचडीएफसी बैंक अल्टीमो क्रेडिट कार्ड, फोनपे एचडीएफसी बैंक यूनो क्रेडिट कार्ड, फोनपे एसबीआई कार्ड पर्पल, PhonePe एसबीआई कार्ड सेलेक्ट ब्लैक.
4 कार्ड मिले
फोनपे एचडीएफसी बैंक अल्टीमो क्रेडिट कार्ड
जॉइनिंग फीस:
₹999 + GST
रिन्यूअल फीस:
₹999 + GST
रिवॉर्ड प्रकार:
Reward Points
फोनपे एचडीएफसी बैंक यूनो क्रेडिट कार्ड
जॉइनिंग फीस:
₹499 + GST
रिन्यूअल फीस:
₹499 + GST
रिवॉर्ड प्रकार:
Reward Points
फोनपे एसबीआई कार्ड पर्पल
जॉइनिंग फीस:
₹499 + GST
रिन्यूअल फीस:
₹499 + GST
रिवॉर्ड प्रकार:
Reward Points
PhonePe एसबीआई कार्ड सेलेक्ट ब्लैक
जॉइनिंग फीस:
₹1,499 + GST
रिन्यूअल फीस:
₹1,499 + GST
रिवॉर्ड प्रकार:
Reward Points
PhonePe Credit Cards - Two Issuers, Matching Tier Structures
PhonePe's co-branded lineup comes from HDFC Bank (Uno and Ultimo) and SBI Card (Purple and Select Black), each running an entry and a premium tier.
Entry vs Premium, Mirrored Across Banks
HDFC Bank's Uno (₹499) and Ultimo (₹999) roughly parallel SBI Card's Purple (₹499) and Select Black (₹1,499) - similar structure, different issuer ecosystems.
One Reward Currency Across All Four
Every PhonePe card here earns standard Reward Points rather than a distinct cashback structure, so the decision mainly comes down to fee tier and which bank's redemption options you'd rather work with.
PhonePe Credit Cards Compared
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| फोनपे एचडीएफसी बैंक यूनो क्रेडिट कार्ड | ₹499 + GST | Reward Points | Cheapest, ₹499 |
| फोनपे एसबीआई कार्ड पर्पल | ₹499 + GST | Reward Points | ₹499 |
| फोनपे एचडीएफसी बैंक अल्टीमो क्रेडिट कार्ड | ₹999 + GST | Reward Points | ₹999, higher tier |
| PhonePe एसबीआई कार्ड सेलेक्ट ब्लैक | ₹1,499 + GST | Reward Points | Premium, ₹1,499 |
कैसे चुनें
HDFC Bank's Uno is the cheapest of the four
The PhonePe HDFC Bank Uno Credit Card charges ₹499 joining/renewal, the lowest fee in this lineup, while its Ultimo variant steps up to ₹999 for deeper travel and shopping benefits.
SBI Card's Purple and Select Black mirror HDFC's tiering
The PhonePe SBI Card PURPLE (₹499) and PhonePe SBI Card SELECT BLACK (₹1,499) follow a similar entry-vs-premium pattern to HDFC Bank's Uno and Ultimo, just under SBI Card's own reward structure.
All four earn standard Reward Points
None of the four PhonePe cards use a distinct cashback or points currency - all earn standard Reward Points, so the comparison mainly comes down to fee tier and which issuer's ecosystem you'd rather use.