तमिलनाडु मर्केंटाइल बैंक Credit Cards
शीर्ष कार्ड खोजें जैसे टीएमबी फीनिक्स क्रेडिट कार्ड, टीएमबी प्लैटिनम क्रेडिट कार्ड, टीएमबी टाइटेनियम क्रेडिट कार्ड, टीएमबी विंग्स RuPay क्रेडिट कार्ड.
Read our full Tamilnad Mercantile Bank guide →
4 कार्ड मिले
टीएमबी फीनिक्स क्रेडिट कार्ड
जॉइनिंग फीस:
Free (1st year)
रिन्यूअल फीस:
₹500 + GST
रिवॉर्ड प्रकार:
टीएमबी प्लैटिनम क्रेडिट कार्ड
जॉइनिंग फीस:
Free (1st year)
रिन्यूअल फीस:
₹250 + GST
रिवॉर्ड प्रकार:
टीएमबी टाइटेनियम क्रेडिट कार्ड
जॉइनिंग फीस:
Not Available
रिन्यूअल फीस:
Not Available
रिवॉर्ड प्रकार:
टीएमबी विंग्स RuPay क्रेडिट कार्ड
जॉइनिंग फीस:
Free (1st year)
रिन्यूअल फीस:
₹250 + GST
रिवॉर्ड प्रकार:
Tamilnad Mercantile Bank Credit Cards
Tamilnad Mercantile Bank offers 4 cards, all free at joining with spend-conditional or flat renewal fees from year two. Phoenix and WINGS RuPay waive their renewal (₹500 and ₹250 respectively) if you clear an annual or quarterly spend threshold. Platinum is secured against a Term Deposit for those who don't meet standard eligibility, while Titanium is the most accessible general-use option, needing only ₹2,00,000+ annual income.
Check whether your realistic spend clears these thresholds before assuming the renewal fee is avoidable.
Tamilnad Mercantile Bank Credit Cards
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| टीएमबी फीनिक्स क्रेडिट कार्ड | Free (1st year) | — | ₹500, waived above ₹1,00,000 annual spend — Premium, business |
| टीएमबी विंग्स RuPay क्रेडिट कार्ड | Free (1st year) | — | ₹250, waived above ₹50,000 spend in any quarter — Shopping |
| टीएमबी प्लैटिनम क्रेडिट कार्ड | Free (1st year) | — | ₹250 + GST (primary), ₹150 + GST (add-on) — General use, FD-secured |
| टीएमबी टाइटेनियम क्रेडिट कार्ड | Not Available | — | Free joining, ₹250 + GST renewal from year 2 — General use |
कैसे चुनें
Several TMB cards waive renewal on meeting a spend threshold
TMB Phoenix waives its ₹500 renewal if you spend ₹1,00,000 in a calendar year; TMB WINGS RuPay waives its ₹250 renewal if you spend ₹50,000 in any quarter - check whether your spending pattern realistically clears these thresholds.
All TMB cards are free at joining
Phoenix and Platinum are both listed as free at joining, with a renewal fee applying unless the spend threshold is met.