Question 1

What is the TMB Phoenix Credit Card?

Accepted Answer

The TMB Phoenix Credit Card is a RuPay Platinum variant that offers zero joining fees, an interest-free credit period, and robust insurance benefits.

Question 2

Are there any joining or annual fees for the TMB Phoenix Credit Card?

Accepted Answer

The TMB Phoenix Credit Card has zero joining and card issuance fees. The annual renewal fee of Rs. 500/- is waived if you spend Rs. 1,00,000/- in a calendar year.

Question 3

What is the interest-free credit period offered by the TMB Phoenix Credit Card?

Accepted Answer

The TMB Phoenix Credit Card offers an interest-free credit period of up to 45 days, providing flexibility for your payments.

Question 4

What insurance benefits does the TMB Phoenix Credit Card provide?

Accepted Answer

The TMB Phoenix Credit Card includes a free personal accident death cover of Rs. 2 Lakhs and lost card liability cover up to Rs. 50,000/-.

Question 5

How can I waive the annual fee for my TMB Phoenix Credit Card?

Accepted Answer

You can waive the annual renewal fee of Rs. 500/- for your TMB Phoenix Credit Card by spending Rs. 1,00,000/- or more in a calendar year.

Question 6

What is the foreign currency markup on the TMB Phoenix Credit Card?

Accepted Answer

The TMB Phoenix Credit Card applies a foreign currency transaction-conversion markup of up to 3.50% on international spends.

Question 7

What are the charges for cash advances on the TMB Phoenix Credit Card?

Accepted Answer

Cash withdrawals on the TMB Phoenix Credit Card incur a charge of 3% of the transaction amount (min Rs. 30/-), plus 24% per annum finance charges.

Question 8

How do I activate and set the PIN for my TMB Phoenix Credit Card?

Accepted Answer

You can activate and set your TMB Phoenix Credit Card PIN via the customer self-care portal: `https://rupaycc.tmbnet.in/loginV1` by logging in and following the steps under 'change PIN'.

Question 9

What are the repayment options available for the TMB Phoenix Credit Card?

Accepted Answer

Repayment options for the TMB Phoenix Credit Card include Internet Banking, NEFT/RTGS, Over the Counter at TMB branches, and Debit from Current Account.

Question 10

Who is eligible to apply for the TMB Phoenix Credit Card?

Accepted Answer

Eligibility for the TMB Phoenix Credit Card includes individuals/proprietors with a Current Account (min 1-year vintage), 2 years of IT returns of Rs. 3 lakhs+, and a CIBIL score of 700+.

TMB Phoenix Credit Card

Benefits & Features

What matters, explained clearly

Frequently Asked Questions

Similar Cards

More from Tamilnad Mercantile Bank

Comments & Reviews

Share your thoughts