A credit score meter pointing to 'Poor' with several credit cards around it, illustrating how excessive usage can damage financial health.
By CardsWala Crew
September 15, 2025
3 min read
Credit & CIBIL

How Excessive Credit Card Usage Can Damage Your Credit Score

Discover how excessive credit card usage, high credit utilisation, and late payments can significantly damage your credit score in India. This guide explains the key factors that lower your score and provides actionable tips for responsible card management.
#CreditCards#CIBILScore#CreditUtilization#FinancialHealth#FinancialLiteracy#India

CardsWala Crew

Credit Card Expert & Financial Writer

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