RBL Bank World Safari Lite Credit Card – Benefits, Fees & Eligibility

Introduction

The World Safari Lite Credit Card, issued by RBL Bank, is designed for individuals who frequently travel and seek global experiences. It positions itself as a travel-centric card, offering a significant advantage with 0% foreign exchange markup on international transactions. Key differentiating benefits include 5X Reward Points on flights and hotel bookings made via the RBL Bank Rewards Portal, and complimentary airport lounge access both within and outside India.

Welcome Benefits

• Get gift vouchers worth INR 1,000+ upon making your first transaction within 30 days of card issuance.
• The Welcome Kit includes:
  • Ixigo Vouchers: INR 599 off on Flights & Hotel Bookings.
  • Swiggy One: Unlock benefits for food delivery and other services.
  • OTT Play: Access curated streaming experiences and exclusive benefits.
• How to Avail Welcome Benefits:
  • Swipe and use your card within 30 days of card issuance.
  • Pay the annual membership fee by the payment due date.
  • Welcome benefits will be credited to your account within 90 days from the date of card issuance.

Fees

• Joining Fee: INR 1,000 + GST (This is implied as the "annual membership" fee that needs to be paid for welcome benefits).
• Renewal Fee: INR 1,000 + GST (This is implied as the "annual membership" fee).
• Foreign Currency Markup: 0% on all international transactions, saving significantly compared to other credit cards which may charge around 3.5% plus GST.
• Rewards Redemption Fee: INR 99 + GST per redemption instance. A one-time fee is charged for redemptions made in a single day.

Rewards

• Reward Points Earning:
  • Earn 1 Reward Point for every INR 100 spent on eligible Domestic Travel purchases.
  • Get 5 Reward Points for every INR 100 spent on Flights & Hotels booked via the RBL Bank Rewards Portal.
• Lounge Access:
  • Domestic Lounge Access: Enjoy 1 complimentary lounge visit every calendar quarter at major domestic and international terminals within India. This benefit is activated upon spending INR 50,000 or more in the previous calendar quarter.
  • International Lounge Access: Get 1 complimentary lounge visit every calendar quarter at select airport lounges outside India. This benefit is activated upon spending INR 50,000 or more in the previous calendar quarter.
• Milestone Benefits:
  • Receive 5,000 Reward Points on annual spends of INR 2.5 Lakhs.
  • Receive 10,000 Reward Points on annual spends of INR 5 Lakhs.

Rewards Redemption Guide

• Reward points can be redeemed exclusively on the RBL Bank Rewards Portal (www.rblrewards.com).
• Reward Point Value:
  • INR 0.25 per point when redeemed for Flights & Hotels bookings.
  • INR 0.05 per point for all other redemptions.

Card Review

The World Safari Lite Credit Card is ideal for frequent international travelers and those who prioritize savings on foreign currency transactions. Its 0% forex markup is a significant advantage over traditional credit cards and even prepaid forex cards, offering unmatched flexibility without the need to pre-load funds. The card provides substantial value through accelerated reward points on travel bookings and complimentary lounge access, enhancing the overall travel experience. Milestone benefits further reward high spenders, making every journey more rewarding.

Important Product Details

• 0% Foreign Exchange Markup: Save on all international transactions.
• Accelerated Rewards: Earn 5X Reward Points on flights and hotels booked via the RBL Bank Rewards Portal.
• Complimentary Lounge Access: Enjoy 1 domestic and 1 international lounge visit per calendar quarter, subject to a spend of INR 50,000 in the previous quarter.
• Welcome Vouchers: Get travel and lifestyle vouchers worth INR 1,000+ on first transaction.
• Milestone Rewards: Earn up to 15,000 bonus Reward Points on annual spends of INR 5 Lakhs.
• Annual Membership Fee: INR 1,000 + GST.
• Reward Redemption Fee: INR 99 + GST per redemption.
• Reward Point Value Discrepancy: Points have a higher value (INR 0.25) for travel redemptions compared to other redemptions (INR 0.05).

Other Details

• The card is positioned as a superior alternative to prepaid forex cards, offering flexibility, no pre-loading requirement, and additional travel benefits.
• For detailed terms and conditions, refer to the product Terms & Conditions, Most Important Terms and Conditions, and Cardmember Agreement documents provided by RBL Bank.
• Information regarding eligible purchases for reward points and the list of available lounges can be found in the respective product terms and conditions.