The Credit Card Utilization Myth: Does Overspending (Then Paying It Off) Still Hurt Your Score?

Discover the truth about credit utilization and whether hitting your limit mid-month hurts your score. This guide explains why your statement closing date matters most and how paying early can protect your CIBIL score.

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The Credit Card Utilization Myth: Does Overspending (Then Paying It Off) Still Hurt Your Score?

CardsWala Crew

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