IDFC FIRST Bank
Benefits & Features
Welcome Offer
Not Applicable
Rewards Rate
Up to 10X rewards on foreign currency/business utility; 32X on hotel, 22X on flight app bookings.
Reward Type
Reward Points
Reward Redemption
Never-expiring reward points valued at ₹0.25 each, redeemable anytime with no minimums or fees.
Domestic Lounge Access
2 complimentary visits per quarter (domestic/international) on ₹20,000 spend in previous month.
International Lounge Access
2 complimentary visits per quarter (domestic/international) on ₹20,000 spend in previous month.
Premium Benefits
Not Applicable
Insurance Coverage
₹10L personal accident, ₹1Cr air accident, travel, lost card, credit shield & purchase protection.
Movie
Not Applicable
Dining
Accelerated Reward Points on dining, 1X/2X on restaurants & utility based on card variant.
Travel Benefits
Up to 32X rewards on hotel bookings, 22X on flight bookings, plus travel insurance benefits.
What matters, explained clearly
Frequently Asked Questions
Similar Cards
More from IDFC FIRST Bank
Comments & Reviews
Share your thoughts
Your email address will not be published. Required fields are marked *