Axis Bank Debit Card Charges 2026: e-Debit, Liberty & More
Axis Bank debit card charges depend on two things: the card variant and the account it is attached to. Below are the issuance fee, annual fee and daily ATM limit for the main variants, as listed on our card pages.
Axis debit card charges at a glance
| Card | Issuance / annual fee (as listed) | Daily ATM limit (as listed) | Pairs with |
|---|---|---|---|
| e-Debit | ₹500 + GST / Nil | Not listed (virtual card) | Digitally opened EASY, Prestige, Priority, Burgundy and Amaze savings accounts |
| Liberty | ₹200 / ₹300 + GST | ₹50,000 | Liberty Savings or Salary |
| Value Plus | ₹750 / ₹750 | ₹1 lakh | Regular Savings or Salary (not Burgundy, Priority, NRI or basic accounts) |
| Arise | ₹450 / ₹450 + GST | ₹1 lakh | Arise Women's Savings |
| Secure+ | ₹300 / ₹300 | ₹50,000 | Default card for EASY Non-Salary savings |
| Business Classic | ₹250 / ₹250 | ₹40,000 | Eligible Current Accounts |
| RuPay Platinum | ₹200 / ₹200 + GST | ₹40,000 | Reissued only when an old card expires |
| Priority | Nil / Nil | ₹1 lakh | Priority Savings or Salary |
GST applies where the bank says so. Check Axis Bank's latest schedule of charges before you decide.
Axis e-Debit card charges
The Axis Bank e-Debit card is listed with a ₹500 + GST issuance fee and no annual fee, and our page notes it is free for Burgundy customers. The catch: it is listed as non-renewable, so once it expires it cannot be replaced.
Liberty and Value Plus debit card charges
Our Liberty page notes that joining and annual fees apply for holders other than Liberty Salary account customers, and lists one domestic lounge visit per quarter for Liberty Salary customers, subject to a spend condition. The Value Plus debit card carries the highest fee among the mass variants at ₹750 a year, bundling insurance and lifestyle offers. It pays off only if you use them.
Visa Business Classic debit card charges
For current-account holders, Business Classic is listed at ₹250 issuance and ₹250 annual, on Visa or Mastercard. Our page lists unlimited free withdrawals at Axis ATMs but none free at other banks' ATMs, at ₹23 per domestic withdrawal there.
How to cut charges
- Upgrade the account, not the card: Priority and Burgundy debit cards are listed with nil fees.
- Skip perks you never use: if Value Plus offers go unused, ask about a cheaper variant.
- Use Axis ATMs where your variant allows free withdrawals.
- Close cards you don't use before the next annual fee hits.
Compare options in credit cards vs debit cards, browse Axis Bank cards or see all debit cards.
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