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Best LIC Co-Branded Credit Cards

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Last updated: 1 August 2026
Compare the top 4 cards in this list →

4 Cards Found

Axis Bank LIC Platinum Credit Card credit card design

Axis Bank LIC Platinum Credit Card

The LIC Axis Bank Platinum Credit Card is a no-fee lifestyle card designed for cost-conscious users who want modest rewards and basic insurance withou...

Joining Fee:

Lifetime Free


Renewal Fee:

Lifetime Free


Reward Type:

Reward Points

International SpendsTravelUtilities
Axis Bank LIC Signature Credit Card credit card design

Axis Bank LIC Signature Credit Card

The LIC Axis Bank Signature Credit Card is a premium offering built for existing LIC policyholders and frequent international travellers who value hig...

Joining Fee:

Lifetime Free


Renewal Fee:

Lifetime Free


Reward Type:

Reward Points

International SpendsTravelDining
LIC IDFC Classic Credit Card credit card design

LIC IDFC Classic Credit Card

The LIC IDFC Classic Credit Card is a co-branded, lifetime free offering from IDFC First Bank, ideal for LIC policyholders. It provides accelerated 6X...

Joining Fee:

Lifetime Free


Renewal Fee:

Lifetime Free


Reward Type:

Reward Points

UtilitiesShoppingTravel
LIC IDFC Select Credit Card credit card design

LIC IDFC Select Credit Card

The LIC IDFC FIRST Select Credit Card is a lifetime-free, premium co-branded credit card tailored for LIC policyholders and savvy spenders. It offers ...

Joining Fee:

Lifetime Free


Renewal Fee:

Lifetime Free


Reward Type:

Reward Points

UtilitiesTravelShopping

LIC Credit Cards - All Four Are Lifetime Free

LIC's co-branded credit cards come from just two issuers - Axis Bank (Platinum and Signature) and IDFC FIRST Bank (Classic and Select) - and every single one charges zero joining and renewal fee.

Since Price Isn't the Differentiator

With all four cards fee-free, the practical choice comes down to which bank you'd rather hold the card with and each issuer's broader reward-points ecosystem, rather than cost. Signature and Select sit above Platinum and Classic respectively as the higher benefit tiers within each bank's pair.

Built Around LIC Premium Payments

All four cards are positioned to reward LIC premium payments and international spending specifically, alongside standard reward points elsewhere - worth checking your bank's exact earn rate if that's your primary use case.

LIC Credit Cards Compared

CardFeeReward TypeBest For
Axis Bank LIC Platinum Credit CardLifetime FreeReward PointsFee-free, Axis Bank
Axis Bank LIC Signature Credit CardLifetime FreeReward PointsFee-free, higher tier
LIC IDFC Classic Credit CardLifetime FreeReward PointsFee-free, IDFC FIRST
LIC IDFC Select Credit CardLifetime FreeReward PointsFee-free, IDFC FIRST

How to Choose

1

Every LIC credit card here is lifetime free

Unlike most co-branded categories with a mix of fee tiers, all four LIC cards - Axis Bank's Platinum and Signature variants, and IDFC FIRST's Classic and Select variants - charge zero joining and zero renewal fee.

2

The real difference is issuer, not price

Since every option here is fee-free, the decision comes down to which bank you'd rather hold the card with - Axis Bank or IDFC FIRST Bank - and each issuer's own reward-points structure and everyday banking convenience, rather than cost.

3

Aimed at LIC premium payments plus everyday spend

These cards are positioned around LIC premium payments and international spending in particular, on top of standard reward points for other categories - worth checking the specific earn rate on your bank's variant if paying LIC premiums by card is your main use case.

Frequently Asked Questions

Clear, concise answers to help you understand this card better.