Benefits & Features
Welcome Offer
1,000 Reward Points on Rs. 5,000 spend, 6 months PharmEasy Plus & 1-year Lenskart Gold Membership.
Rewards Rate
6X on LIC premium payments, 3X on utilities/education/govt/railway & all other spends. 1 RP = ₹0.25.
Reward Type
Reward Points
Reward Redemption
Redeem points via 'Pay With Points' or IDFC FIRST Rewards to pay for future transactions.
Domestic Lounge Access
1 complimentary visit per quarter on spending Rs. 5,000 in the previous month.
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Comprehensive cover including purchase protection and a credit shield.
Movie
Not Applicable
Dining
Not Applicable
Travel Benefits
Enjoy 1 complimentary domestic lounge access and 2 railway lounge accesses quarterly. Discounts on flights.
What matters, explained clearly
Frequently Asked Questions
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