IDFC FIRST BankIDFC FIRST Bank

LIC IDFC Classic Credit Card

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LIC IDFC Classic Credit Card
Last updated: 24 September 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

1,000 Reward Points on Rs. 5,000 spend, 6 months PharmEasy Plus & 1-year Lenskart Gold Membership.

Rewards Rate

6X on LIC premium payments, 3X on utilities/education/govt/railway & all other spends. 1 RP = ₹0.25.

Reward Type

Reward Points

Reward Redemption

Redeem points via 'Pay With Points' or IDFC FIRST Rewards to pay for future transactions.

Domestic Lounge Access

1 complimentary visit per quarter on spending Rs. 5,000 in the previous month.

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Comprehensive cover including purchase protection and a credit shield.

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Enjoy 1 complimentary domestic lounge access and 2 railway lounge accesses quarterly. Discounts on flights.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

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