Benefits & Features
Welcome Offer
Earn 2,000 Reward Points on Rs. 10,000 spend, plus free Lenskart Gold & PharmEasy Plus memberships.
Rewards Rate
10X on LIC premium (>=Rs.125), 5X on groceries, utilities, govt, railway (capped 300RP/month).
Reward Type
Reward Points
Reward Redemption
Redeem points via "Pay With Points" or IDFC FIRST Rewards portal; usable for LIC premiums and online.
Domestic Lounge Access
2 complimentary airport lounge accesses each quarter (min. spend Rs. 5,000 in previous month).
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Complimentary covers: Purchase Protection, Credit Shield, and Card Liability Cover for enhanced security.
Movie
Not Applicable
Dining
Not Applicable
Travel Benefits
4 complimentary railway lounge and 2 domestic airport lounge accesses each quarter.
What matters, explained clearly
Frequently Asked Questions
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