IDFC FIRST BankIDFC FIRST Bank

LIC IDFC Select Credit Card

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LIC IDFC Select Credit Card
Last updated: 24 September 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Earn 2,000 Reward Points on Rs. 10,000 spend, plus free Lenskart Gold & PharmEasy Plus memberships.

Rewards Rate

10X on LIC premium (>=Rs.125), 5X on groceries, utilities, govt, railway (capped 300RP/month).

Reward Type

Reward Points

Reward Redemption

Redeem points via "Pay With Points" or IDFC FIRST Rewards portal; usable for LIC premiums and online.

Domestic Lounge Access

2 complimentary airport lounge accesses each quarter (min. spend Rs. 5,000 in previous month).

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Complimentary covers: Purchase Protection, Credit Shield, and Card Liability Cover for enhanced security.

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

4 complimentary railway lounge and 2 domestic airport lounge accesses each quarter.

What matters, explained clearly

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Frequently Asked Questions

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