Question 1

1. Is OneCard a credit card?

Accepted Answer

Yes, OneCard is a credit card issued by FPL Technologies Pvt. Ltd. in collaboration with several Indian banks, including Federal Bank, BOBCARD, and South Indian Bank.

Question 2

2. What are the benefits of the OneCard credit card?

Accepted Answer

OneCard offers a lifetime-free credit card with no annual membership fee, accelerated reward points on the top two spending categories, and instant digital card activation.

Question 3

3. How do OneCard reward points work?

Accepted Answer

You earn 1 Reward Point for every Rs. 50 spent with OneCard. Additionally, you can earn 5x Reward Points on your top two spend categories each month.

Question 4

4. Can OneCard be used for international transactions?

Accepted Answer

Yes, OneCard can be used internationally at merchants that accept Visa credit cards, with a 1% foreign currency markup fee.

Question 5

5. How can I redeem OneCard reward points?

Accepted Answer

You can redeem your OneCard reward points as cashback, with each reward point valued at Rs. 0.10.

Question 6

6. Does OneCard provide airport lounge access?

Accepted Answer

No, OneCard does not offer airport lounge access as it is an entry-level credit card.

Question 7

7. Is OneCard available for individuals with a low credit score?

Accepted Answer

Yes, OneCard is available as a secured credit card for individuals with a low or no credit score, requiring a fixed deposit.

OneCard Metal Credit Card

Benefits & Features

Welcome Offer

Rewards Rate

Reward Type

Reward Redemption

Movie & Dining

Travel Benefits

Domestic Lounge Access

International Lounge Access

Premium Benefits

Insurance Coverage

What matters, explained clearly

Frequently Asked Questions

Similar Cards

Comments & Reviews

Share your thoughts