Is OneCard truly a metal card with no annual fee?

Yes. OneCard is a stainless-steel metal credit card with zero annual fee for life. It earns 5X reward points on the top 2 spending categories each month (automatically calculated). Issued in partnership with South Indian Bank, Federal Bank, or BOB Financial depending on your application.

OneCard Credit Cards

OneCard – Metal Lifetime-Free Credit Card

Est.2018HQPune, Maharashtra1 Cards Available

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Total Cards

Avg. Joining Fee

₹0

About This Bank

About OneCard

OneCard is a fintech credit card issued on the FPL Technologies platform in partnership with partner banks. It offers a metal card with no annual fee, 5X reward points on top-2 spend categories, and a companion OneScore credit score app.

Explore the full card portfolio below to find the right card for your spending profile.

Featured OneCard Cards

OneCard Metal Credit Card

Joining Fee:

Nil

Renewal Fee:

Nil

Rewards Type:

Reward Points

International SpendsShopping

Eligibility Guide

Min. Income

₹3 lakh p.a.

CIBIL Score

700+

Age Range

21–60 years

Eligibility

Age: 21–60 years
Income: Varies by card variant
Credit Score: 700+ recommended
Residency: Indian resident

Check individual card pages for precise eligibility criteria.

All OneCard Credit Cards