OneCard Credit Cards
OneCard - Metal Lifetime-Free Credit Card
1
₹0
OneCard Metal Credit Card
Reward Points
About This Bank
OneCard Credit Card - 2026 Overview
OneCard is a fintech credit card platform built by FPL Technologies, issued in partnership with a partner bank (South Indian Bank, Federal Bank, or BOB Financial depending on the application). Its single flagship product, the OneCard Metal Credit Card, charges no joining or renewal fee for life and earns reward points automatically on your top spending categories each month - paired with the OneScore app for credit-score tracking.
Because OneCard is a single-product fintech brand rather than a multi-tier bank, there is no comparison table here - the entire value proposition rests on the one metal card and its zero-fee, digital-first structure.
Explore the full card portfolio below to find the right card for your spending profile.
Featured OneCard Cards
OneCard Metal Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
Eligibility Guide
₹3 lakh p.a.
700+
21-60 years
Eligibility
- Age: 21-60 years
- Income: Varies by card variant
- Credit Score: 700+ recommended
- Residency: Indian resident
Check individual card pages for precise eligibility criteria.
All OneCard Credit Cards
Browse & filter all OneCard cards →OneCard Metal Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points