ಎಯು ಬ್ಯಾಂಕ್ ಲಿಟ್ ಕ್ರೆಡಿಟ್ ಕಾರ್ಡ್ VS ಯೆಸ್ ಬ್ಯಾಂಕ್ ಬಿವೈಒಸಿ ಕ್ರೆಡಿಟ್ ಕಾರ್ಡ್

Both AU Bank LIT Credit Card and YES Bank BYOC Credit Card suit shopping-focused spenders, but they earn and cost differently. AU Bank LIT Credit Card is lifetime-free and earns 1 Reward Point for every ₹100 spent on retail transactions. Paid features offer 5x/10x points. YES Bank BYOC Credit Card costs ₹49 + GST and earns 1% cashback on all retail spends or 8 Reward Points on every Rs. 200 spent. AU Bank LIT Credit Card also brings 1 complimentary airport lounge access every quarter (paid feature, ₹399 for 90 days), while YES Bank BYOC Credit Card counters with 1 complimentary domestic airport lounge access every quarter (4 times every year). Weigh the fee against the reward rate above to see which fits your spending pattern better.