LIC Cards Credit Cards
LIC Cards - Financial Planning & Rewards
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₹0
LIC Gold EMV Credit Card
Reward Points
About This Bank
About LIC Cards
LIC Cards Services Ltd, a subsidiary of Life Insurance Corporation of India, runs two parallel credit card tracks. Its own-branded range - Gold EMV, Platinum, Platinum EMV, Titanium, and Signature - targets LIC policyholders and agents directly, with accelerated rewards on LIC premium payments. A separate co-branded line with IDFC First Bank (Classic and Select) extends the LIC rewards concept into IDFC First's broader card ecosystem. Across both tracks, insurance-premium payments and everyday retail spending earn reward points.
LIC's Card Lineup Compared
| Card | Annual Fee | Issued By | Best For |
|---|---|---|---|
| LIC Gold EMV | Nil | LIC Cards Services | Everyday spending |
| LIC Platinum | Nil | LIC Cards Services | Everyday spending |
| LIC Titanium | Nil | LIC Cards Services | Everyday spending |
| LIC Signature | Nil | LIC Cards Services | Strongest rewards in the LIC-branded range |
| LIC-IDFC First Classic | Nil | IDFC First Bank | Access to IDFC First's ecosystem |
| LIC-IDFC First Select | Nil | IDFC First Bank | Broader IDFC First benefits |
Card-by-Card Breakdown
LIC Gold EMV, LIC Platinum, and LIC Titanium form the everyday-spending tier of LIC's own-branded range - all free, all earning standard reward points with accelerated rates on LIC premium payments.
LIC Signature sits at the top of the LIC-branded range with the strongest rewards, still at no cost - the natural upgrade path if you're already using one of the entry-tier LIC cards and want stronger earning without taking on a fee.
LIC-IDFC First Classic and LIC-IDFC First Select extend the same LIC premium-payment reward concept into IDFC First Bank's card ecosystem - worth choosing over the LIC-branded cards specifically if you want IDFC First's broader benefit network alongside LIC-specific rewards.
Applying for an LIC Credit Card
LIC policyholders and agents are the primary target market and often see streamlined processing given the existing relationship, but general applicants meeting the income and credit-score criteria can typically apply too. Since every card in the range is free, the application decision comes down entirely to which benefit tier and issuing partner (LIC Cards Services vs. IDFC First Bank) best matches your spending pattern.
Explore the full card portfolio below to find the right card for your spending profile.
Featured LIC Cards Cards
LIC Signature Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
LIC Platinum Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
LIC Gold EMV Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
LIC Titanium Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
Eligibility Guide
₹3 lakh p.a.
700+
21-60 years
Eligibility
- Age: 21-60 years
- Income: Varies by card variant
- Credit Score: 700+ recommended
- Residency: Indian resident
Check individual card pages for precise eligibility criteria.
All LIC Cards Credit Cards
Browse & filter all LIC Cards cards →LIC Gold EMV Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
LIC Platinum Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
LIC Platinum EMV Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
LIC Signature Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
LIC Titanium Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points