Karur Vysya Bank Credit Cards

About Karur Vysya Bank

Karur Vysya Bank (KVB) is a private-sector bank founded in 1916 and headquartered in Karur, Tamil Nadu, with operations concentrated across South India. It runs two parallel credit card tracks: its own direct-issued Platinum, Honour, and Corporate cards - the latter aimed at small business owners - and a co-branded range with SBI Card (ELITE, PRIME, SimplySAVE) for customers who want SBI Card's broader rewards ecosystem.

Card-by-Card Breakdown

KVB Corporate is free and purpose-built for small business owners and self-employed professionals who need expense tracking and business-oriented benefits rather than personal lifestyle rewards.

KVB Platinum and KVB Honour are KVB's own direct-issued personal cards - Platinum at a lower ₹599 fee for everyday spending, Honour at ₹1,299 for a richer benefit set, worth the difference only if you'll use the extra perks.

KVB SimplySAVE, KVB SBI Card PRIME, and KVB SBI Card ELITE are the SBI co-branded tier, following SBI Card's standard ₹499/₹2,999/₹4,999 fee structure - the right choice if you specifically want SBI Card's broader reward ecosystem rather than KVB's own-issued benefits.

Applying for a Karur Vysya Bank Credit Card

Small business owners should look specifically at KVB Corporate given its expense-management focus; personal applicants choosing between KVB's own cards and the SBI co-branded range should weigh direct KVB servicing against SBI Card's larger rewards network. Existing KVB account holders across South India typically see faster, simplified processing on either track.

Honour earns 4X points on travel, hotels, and air tickets and 2X on dining/movies; Platinum earns 2 points per ₹150 with 1.5X on select categories; ELITE earns 5X on dining/departmental stores/grocery; PRIME earns 20 RP per ₹100 on utility bills.

Explore the full card portfolio below to find the right card for your spending profile.