KVB SBI Signature Card – Benefits, Fees & Eligibility

KVB SBI Signature Card

The KVB SBI Signature Card is a premium credit card offering a suite of exclusive privileges designed to enhance lifestyle, travel, and reward experiences. Cardholders can enjoy substantial welcome benefits, including e-gift vouchers, along with accelerated reward points on various spending categories. It also provides complimentary Priority Pass membership for global lounge access and offers valuable insurance covers, making it a comprehensive choice for discerning individuals.

Welcome Benefits

• Welcome e-Gift Voucher worth Rs. 5,000 from a choice of brands: Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, Shoppers Stop, and Yatra.com.
• An SMS will be sent within 21 working days of annual fees payment to choose from e-Voucher options.
• The chosen e-Voucher will be sent to the registered mobile number/e-mail ID within 5 days of the request.
• Welcome e-Gift Vouchers can be redeemed by showing the code at Bata/Hush Puppies, Pantaloons, and Shoppers Stop brand stores.
• Vouchers can be redeemed online for Yatra and Shoppers Stop.
• Aditya Birla Fashion e-gift vouchers are accepted at Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, and Simon Carter brand stores.

Fees

• Annual Fee (one time): Rs. 4,999 + Taxes
• Renewal Fee (per annum): Rs. 4,999 + Taxes
• Add-on Card Fee (per annum): Nil
• Airport Lounge Access Usage Fee: A usage fee of $27 will be charged to the KVB - SBI Signature Credit Card for every airport lounge visit using the Priority Pass program.
• Fuel Surcharge: 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000.
• Maximum Fuel Surcharge Waiver: Rs. 250 per cycle on your KVB - SBI Signature Credit Card.
• All taxes would be charged as applicable on all fees, interest, and charges.

Rewards

• Bonus Rewards

  • Earn 10,000 bonus Reward Points on achieving annual spends of Rs. 2 lakhs, 3 lakhs, and 4 lakhs.
  • Earn 20,000 bonus Reward Points on crossing annual spends of Rs. 5 lakhs.

• Accelerated Reward Points

  • Get 5x reward points on all dining, departmental stores, and grocery spends.
  • Earn 2 reward points for every Rs. 100 spent on all other categories.
  • You can earn up to 10,000 Reward points in a month. After reaching this capping limit, 2 Reward Points for every ₹ 100 spent will continue to accrue as per the card policy.

• Travel

  • Get a complimentary membership to the Priority Pass program worth $99.
  • Enjoy access to over 600 airport lounges in over 300 cities worldwide with this membership.

• Golf

  • Enjoy access to more than 300 golf courses across the world.
  • Get a 30% discount on the green fee.

• Insurance

  • Get complimentary Air Accident Liability Cover of Rs. 1 Crore (Terms & Conditions Apply).
  • Note: Effective 11 August 2025, the complimentary Air Accident Insurance coverage of Rs. 1 Crore currently offered on your KVB SBI Signature Card will be discontinued.
  • Get complimentary Credit Card Fraud Liability Cover of Rs. 1 lakh.
  • This fraud cover is liable for a period of 48 hours prior to reporting of loss, to 7 days post reporting of loss.

• Lifestyle

  • Access to more than 300 golf courses worldwide with a 30% discount on green fees.

Rewards Redemption Guide

• Redeem accumulated reward points against outstanding amounts on your credit card.
• Reward points can also be redeemed for exciting items from the Rewards Catalogue.

Important Product Details

• Online Card Management

  • Manage your KVB - SBI Signature Credit Card online.
  • Check monthly statements online.
  • Change your address online.
  • Find the nearest ATM by logging into the website.
  • Subscribe to SMS alerts online.
  • Register on sbicard.com to enjoy these services.

• Cash Advance

  • Withdraw cash anytime from over 1 million Visa ATMs worldwide.

• Fuel Surcharge Waiver

  • Enjoy a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000.
  • A maximum surcharge waiver of Rs. 250 can be availed per cycle.

• Easy Bill Pay Facility

  • Never miss due dates for electricity, insurance, telephone, and other utility bills with the Easy Bill Pay facility at zero charge.
  • Set up standing instructions for automatic monthly payments with Auto Bill Pay.

• Flexipay

  • Convert your transactions into easy monthly installments (EMIs).
  • Choose a plan that suits you.
  • To convert a transaction to Flexipay, call the SBI Card Helpline at 1860 180 1290 / 39020202 within 30 days of making the purchase.

• Air Accident & Fraud Liability Cover

  • Complimentary Air Accident Liability Cover of Rs. 1 Crore (T&C Apply). This benefit will be discontinued effective 11 August 2025.
  • Complimentary Credit Card Fraud Liability Cover of Rs. 1 lakh.
  • This cover is valid for 48 hours prior to reporting of loss and up to 7 days post reporting of loss.
  • To report card loss, call SBI Card helpline at 1860 180 1290 or 39020202 (prefix local STD code).

• Balance Transfer on EMI

  • Transfer outstanding balances from other bank credit cards to your KVB - SBI Signature Credit Card.
  • Avail a lower rate of interest and pay back in easy EMIs.
  • Log on to sbicard.com with your user ID and password to use this service.

• Global Acceptance

  • The KVB - SBI Signature Credit Card is an international credit card.
  • Accepted in over 2 million Visa outlets worldwide and over 2,85,000 outlets in India.

• Add-on Cards

  • Apply for add-on cards for your spouse, children, parents, and siblings who are over 18 years of age.

• Emergency Card Replacement

  • Get your KVB - SBI Signature Credit Card replaced anywhere in the world.
  • 24x7 helpline available for emergency card replacement even while travelling abroad.
  • For card loss in India, call SBI Card Helpline at 1860 180 1290 / 39020202.

Other Details

• Detailed Terms and Conditions and Usage Directions are available on the SBI Card website.
• Payments through cheques payable outside clearing zones are not accepted; only local cheques or drafts payable in Delhi are accepted.
• This is a co-brand product, and there may be fee and revenue sharing between SBI Card and the co-brand partner.
• Continued use of the card will be deemed acceptance of any amendments to terms.
• For assistance, call the SBI Card helpline:
  • From BSNL/MTNL numbers: 1800 180 1295
  • From all other numbers: 39 02 12 12 (prefix your STD code if using a mobile phone).
• SBI Card most important terms and conditions are available at sbicard.com.
• Contact details for SBI Cards and Payment Services Limited: Unit 401 & 402, 04th Floor, Aggarwal Millennium Tower, E-1,2,3 Netaji Subhash Place, Wazirpur, New Delhi 110034. CIN: L65999DL1998PLC093849.
• Information on ATM/Drop box Locator is available.
• Track application status for an SBI Card online.
• Instant information via SMS: Send an SMS to 5676791 from your registered mobile number.
• Payment posting Turnaround Time (TAT) details are available.
• A disclaimer is present regarding redirection to third-party sites, where SBI Card does not warrant accuracy or completeness of materials, and liability is disclaimed for service provider deficiencies.