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Karur Vysya BankKarur Vysya Bank

KVB Corporate Credit Card – Benefits, Fees & Eligibility

The KVB Corporate Credit Card is an entry-level solution from Karur Vysya Bank, specifically designed for MSMEs and Corporates to manage business expenses efficiently. It stands out with zero joining and annual fees, offering significant cost savings. Cardholders benefit from attractive cashback offers, reward points on spends, and complimentary domestic lounge access, making it ideal for proprietors, partners, directors, and employees seeking smart and flexible expense management with travel perks.
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Is the KVB Corporate Credit Card Right for You?

A quick look at who this card is best for, key costs, and things to consider.

The KVB Corporate Credit Card is best suited for users who prioritize Business, Travel, Shopping. With a joining fee of Nil and a renewal fee of Nil, this card offers free entry for new applicants. It offers Reward Points & Cashback as its primary reward mechanism, with a rewards rate of 2 reward points for every Rs. 100 spent.

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Last updated: 15 March 2026

Key Card Details

Joining Fee

Nil

Renewal Fee

Nil

Reward Type

Reward Points & Cashback

Notable Perks

Domestic Lounge Access

2 complimentary visits to domestic lounges in India.

Things to Consider

The KVB Corporate Credit Card does not offer accelerated reward rates for specific categories.

There are no explicit milestone benefits or rewards for reaching spend thresholds.

Redemption options for accumulated reward points might be limited to cashback.

Last updated: 15 March 2026

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Rewards Rate

2 reward points for every Rs. 100 spent

Reward Type

Reward Points & Cashback

Reward Redemption

Redeemable for cashback via customer care, internet banking, or mobile banking.

Domestic Lounge Access

2 complimentary visits to domestic lounges in India.

Travel Benefits

2 domestic lounge accesses, discounts on Hotels.com, Treebo, redBus, Yatra, and Taj Hotels.

Fees & Charges

Know the costs before applying to avoid surprises later

Joining Fee

Nil

Renewal Fee

Nil

Interest Rates

2.95% per month (35.40% per annum)

Fuel Surcharge Waiver

2% waiver on fuel spends (Rs 400-4000), max Rs 300 per billing cycle.

Cash Advance Charges

2% of withdrawal amount or Rs 100, whichever is higher.

Rewards Redemption Fee

Nil

Pros & Cons

Weigh the advantages and limitations

Pros

Key benefits and features of this card.

Enjoy zero joining and annual fees, making the KVB Corporate Card highly cost-effective for businesses.

Benefit from 2 complimentary domestic lounge accesses, enhancing business travel comfort.

Gain better control and visibility over business expenditures with detailed e-statements.

Receive a 2% fuel surcharge waiver, saving on essential business transportation costs.

Earn reward points on every Rs. 100 spent, plus attractive cashback offers.

Cons

Key drawbacks and limitations of this card.

The KVB Corporate Credit Card does not offer accelerated reward rates for specific categories.

There are no explicit milestone benefits or rewards for reaching spend thresholds.

Redemption options for accumulated reward points might be limited to cashback.

Foreign currency markup details are not provided, potentially leading to higher international spend costs.

Product Details

Comprehensive information about this credit card

No joining or annual fees, making it cost-effective for businesses.

Offers 2 complimentary domestic airport lounge accesses annually.

Provides an interest-free grace period of up to 45 days.

Enables better control and visibility over business expenditures.

Corporates can flexibly modify allocated limits on each card.

Supports online e-statements with detailed spend breakdowns.

Includes a 2% fuel surcharge waiver on eligible transactions.

Attractive cashback offers and reward points on spends.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Introduction

The KVB Corporate Credit Card, issued by Karur Vysya Bank, is positioned as an entry-level solution for MSMEs and Corporates, offering smart and flexible expense management. It is ideal for proprietors, partners, directors, and employees to manage business spends. Key differentiating benefits include no joining fee, attractive cashback offers and rewards, and a fuel surcharge waiver.

Fees

  • Joining Fee: Nil
  • Annual Fee: Nil
  • Rewards Redemption Fee: Nil
  • Foreign Currency Markup: Not available
  • Interest Rates: 2.95% per month (35.40% per annum)
  • Fuel Surcharge Waiver: 2% fuel surcharge waiver on fuel transactions between Rs 400 and Rs 4000, with a maximum waiver of Rs 300 per billing cycle.
  • Cash Advance Charges: 2% on the withdrawal amount or Rs 100, whichever is higher.

Rewards

  • General Reward Points: Earn 2 reward points for every Rs. 100/- spent on KVB Corporate Credit Cards.
  • Cashback Offers: Attractive cashback offers are available, including offers up to Rs. 1,000/- on Cleartrip.
  • Travel Benefits
    • Domestic Lounge Access: Enjoy 2 complimentary domestic lounge accesses in India.
    • Hotels.com: Get 8% off bookings.
    • Treebo Hotels: Flat 25% off on bookings.
    • redBus: Get 25% off on the mobile app for first-time bookings.
    • Yatra.com: Get up to Rs.10,000/- off on flight bookings.
    • Taj Hotels Palaces Resorts Safaris: Enjoy 10% off room bookings.
  • Lifestyle & Business Benefits
    • Lenovo: Get 10% off.
    • General Purchase Offer: Flat Rs. 500/- off on a minimum purchase of Rs. 3,000/- and above.
    • Zoomcar: Get 20% off on the website or mobile app.
    • Zoho.com: Get 15% off across all products.
    • Office 365 Business Premium: Save 10% on the package.
    • Google Ad Spend: Get 100% Cashback* on the first $100 of Ad Spend on Google, applicable only with Visa Commercial Cards.
  • Interest-Free Grace Period: Enjoy an interest-free grace period of up to 45 days.

Rewards Redemption Guide

  • Reward points can be redeemed for exciting cashback offers.
  • To redeem reward points, customers can call the customer care number at 1800 419 6500 or 022-404 260 31.
  • Customers can also log in to their internet banking or mobile banking to redeem points.

Card Review

The KVB Corporate Credit Card is considered an entry-level card that offers travel benefits, making it best suited for proprietors, partners, directors, and employees for their business spends. It provides benefits such as domestic lounge access. However, it does not offer accelerated reward rates or milestone rewards, and there might be limited redemption options for accumulated reward points.

Important Product Details

  • No Joining Fee is charged.
  • Earn 2 Reward Points on every Rs 100 spent.
  • Receive 2 complimentary lounge accesses in India.
  • Benefit from a 2% fuel surcharge waiver on transactions between Rs 400 and Rs 4000, with a maximum waiver of Rs 300 per month.
  • Enjoy an interest-free grace period of up to 45 days.
  • Provides better control and visibility for business expenditures.
  • Offers online e-statements with detailed spend breakdowns per credit card account.
  • Corporates have the flexibility to decide and modify allocated limits on each card.
  • Attractive cashback offers are available.

Other Details

  • The card offers universal acceptance, flexibility, security, and control for business payments.
  • For any queries and support, contact creditcardsupport@kvbmail.com or call 1800-419-6500 (Toll-free) or 022-40426031 (Customer care no). General customer support email is customersupport@kvbmail.com.
  • Terms and conditions apply to all offers and rewards.
  • Important documents like the Most Important Terms and Conditions (MITC) and Fair Practices Code for Credit Cards are available for reference.
  • The bank provides disclaimers regarding redirection to third-party websites, stating that KVB is not responsible for the content, privacy, or security policies of linked sites.

Frequently Asked Questions

Clear, concise answers to help you understand this card better.