IDBI Bank Credit Cards
IDBI Bank - Credit Cards
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IDBI Aspire Platinum Credit Card
Reward Points, Not Applicable
About This Bank
About IDBI Bank
IDBI Bank, headquartered in Mumbai and majority-owned by LIC, offers a five-card credit card lineup spanning multiple spending profiles. The RuPay-network Winnings Select card is the most accessible entry point, Aspire Platinum and Imperium Platinum serve everyday reward earners, and the Royale Signature and Euphoria World cards target lifestyle-focused spenders with milestone benefits and travel perks.
IDBI Bank's Card Lineup Compared
| Card | Annual Fee | Best For |
|---|---|---|
| IDBI Royale Signature | Nil | Strongest rewards, free of charge |
| IDBI Aspire Platinum | Nil | Everyday reward earning |
| IDBI Imperium Platinum | Check card page | Alternative everyday option |
| IDBI Winnings RuPay Select | ₹899 + GST | UPI-linked RuPay payments |
| IDBI Euphoria World | ₹1,499 + GST | Lifestyle benefits, milestone rewards |
Card-by-Card Breakdown
IDBI Royale Signature is the standout in this lineup - IDBI's top-tier card with the strongest rewards and lifestyle benefits, yet carrying no joining or renewal fee at all.
IDBI Aspire Platinum and IDBI Imperium Platinum serve as free-to-low-cost everyday options for regular reward earning.
IDBI Winnings RuPay Select is the only RuPay-network card in the lineup, supporting UPI-linked credit card payments, at a ₹899 renewal fee.
IDBI Euphoria World carries the highest fee in the lineup (₹1,499) in exchange for milestone-based rewards and travel perks - worth it mainly if Royale Signature's free benefits don't already cover your needs.
Applying for an IDBI Bank Credit Card
Applicants generally need a minimum income of ₹3 lakh p.a. and a CIBIL score of 700+, though given Royale Signature's strong free benefits, it's worth checking that tier first before assuming a fee-charging card is necessary. Higher lifestyle-focused cards like Euphoria World may expect a somewhat stronger income profile given their milestone and travel benefit set.
Explore the full card portfolio below to find the right card for your spending profile.
Featured IDBI Bank Cards
IDBI Bank Royale Signature Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
IDBI Euphoria World Credit Card
Joining Fee:
Nil
Renewal Fee:
₹1,499 + GST
Reward Type:
Reward Points
IDBI Bank Imperium Platinum Credit Card
Joining Fee:
Renewal Fee:
Reward Type:
Not Applicable
IDBI Aspire Platinum Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
IDBI Winnings RuPay Select Credit Card
Joining Fee:
Nil
Renewal Fee:
₹899 + GST
Reward Type:
Reward Points
Eligibility Guide
₹3 lakh p.a.
700+
21-60 years
Eligibility
- Age: 21-60 years
- Income: Varies by card variant
- Credit Score: 700+ recommended
- Residency: Indian resident
Check individual card pages for precise eligibility criteria.
All IDBI Bank Credit Cards
Browse & filter all IDBI Bank cards →IDBI Aspire Platinum Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
IDBI Bank Imperium Platinum Credit Card
Joining Fee:
Renewal Fee:
Reward Type:
Not Applicable
IDBI Bank Royale Signature Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
IDBI Euphoria World Credit Card
Joining Fee:
Nil
Renewal Fee:
₹1,499 + GST
Reward Type:
Reward Points
IDBI Winnings RuPay Select Credit Card
Joining Fee:
Nil
Renewal Fee:
₹899 + GST
Reward Type:
Reward Points