Name: IDBI Aspire Platinum Credit Card
Brand: idbi
SKU: idbi-aspire-platinum-credit-card
Availability: InStock

Question 1

What are the main benefits of the IDBI Aspire Platinum Credit Card?

Accepted Answer

The IDBI Aspire Platinum Credit Card offers nil joining/renewal fees, rewards on spending, fuel surcharge waiver, and interest-free credit.

Question 2

How can I earn reward points with the IDBI Aspire Platinum Credit Card?

Accepted Answer

You earn 2 Delight Points for every Rs. 150 spent on dining, shopping, travel, and movies with the IDBI Aspire Platinum Credit Card.

Question 3

Is there a joining or annual fee for the IDBI Aspire Platinum Credit Card?

Accepted Answer

No, the IDBI Aspire Platinum Credit Card comes with nil joining, annual, and renewal fees for both primary and add-on cards.

Question 4

What are the welcome benefits for the IDBI Aspire Platinum Credit Card?

Accepted Answer

You can earn up to 500 Delight Points as welcome benefits on your first usage within 30 days of issuance with the IDBI Aspire Platinum Credit Card.

Question 5

Does the IDBI Aspire Platinum Credit Card offer a fuel surcharge waiver?

Accepted Answer

Yes, the IDBI Aspire Platinum Credit Card offers a 1% fuel surcharge waiver on transactions between Rs. 400-4,000, capped at Rs. 300 monthly.

Question 6

How can I redeem Delight Points earned with my IDBI Aspire Platinum Credit Card?

Accepted Answer

Delight Points from your IDBI Aspire Platinum Credit Card can be redeemed for gift vouchers or cashback without any redemption fee.

Question 7

What is the foreign currency markup on the IDBI Aspire Platinum Credit Card?

Accepted Answer

The IDBI Aspire Platinum Credit Card has a foreign currency markup of 3.5% on international transactions.

Question 8

Does the IDBI Aspire Platinum Credit Card offer airport lounge access?

Accepted Answer

No, the IDBI Aspire Platinum Credit Card does not offer complimentary domestic or international airport lounge access.

Question 9

Can I convert large purchases into EMIs with the IDBI Aspire Platinum Credit Card?

Accepted Answer

Yes, the IDBI Aspire Platinum Credit Card allows you to convert transactions of Rs. 3,000 or more into easy EMIs with attractive interest rates.

Question 10

What is the interest rate on the IDBI Aspire Platinum Credit Card for revolving credit?

Accepted Answer

The IDBI Aspire Platinum Credit Card has an interest rate of 2.9% per month (34.8% per annum) on its revolving credit facility.

IDBI Aspire Platinum Credit Card

Benefits & Features