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ICICI Bank Manchester United Platinum Credit Card VS ICICI Manchester United Signature Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 18 July 2026
ICICI Bank Manchester United Platinum Credit Card
ICICI Bank Manchester United Platinum Credit Card
ICICI Manchester United Signature Credit Card
ICICI Manchester United Signature Credit Card

Fees & Charges

Joining Fee₹499 + GST
Joining Fee₹2,499 + GST
Renewal Fee₹499 + GST
Renewal Fee₹2,499 + GST
Spend Based WaiverRenewal fee waived off if Rs. 1.25 lakh is spent in the previous anniversary year.
Spend Based WaiverAnnual fee waived on spending over ₹2,50,000 in the previous year.
Foreign Transaction Fees3.5% on all foreign currency spends.
Foreign Transaction Fees3.5% of the transaction amount
Interest Rate (APR)3.67% per month (44.04% per annum).
Interest Rate (APR)3.40% per month (40.80% per annum)

Rewards & Benefits

Welcome BonusComplimentary Manchester United Branded Football on card activation.
Welcome BonusManchester United branded football and a Manchester United branded holdall/duffle bag.
Rewards RateEarn 2 Reward Points per Rs. 100 on domestic/international spends; 3 points on match days.
Rewards RateEarn 3 pts/₹150 domestic, 4 pts/₹150 international, up to 5 pts/₹150 on Man Utd match days.
Reward TypeReward Points
Reward TypeReward Points
Reward Redemption FeeRs. 99 (plus applicable taxes) per redemption request.
Reward Redemption Fee₹99 + GST

Travel & Lifestyle

Domestic Lounge Access1 complimentary domestic airport lounge access per quarter, with Rs. 75,000 spend.
Domestic Lounge Access2 complimentary domestic lounge accesses per quarter on spending ₹75,000+ in the previous quarter.
International Lounge Access
International Lounge Access
Travel Benefits1 complimentary domestic airport lounge access per quarter, subject to spend criteria.
Travel BenefitsExclusive 'Manchester United Experience' for top spenders, including stadium tours and training sessions.
Movie BenefitsBuy 1 Get 1 offer on movie tickets on BookMyShow/INOX (max 2 free tickets/month).
Movie BenefitsUp to 25% discount (up to Rs 150) on movie ticket bookings with BookMyShow and INOX.
Dining Benefits15% savings on dining bills at over 2,500 restaurants via ICICI Bank Culinary Treats Programme.
Dining BenefitsExclusive dining offers with ICICI Bank Culinary Treats Programme, providing 15% or more discount.
Golf Benefits
Golf Benefits
Fuel Surcharge Waiver1% fuel surcharge waiver.
Fuel Surcharge Waiver1% fuel surcharge waiver at HPCL pumps, max ₹4,000 per transaction.

Security & Other

Insurance Benefits
Insurance Benefits
Cash Advance Charges2.5% of withdrawn amount, minimum Rs. 300.
Cash Advance Charges2.5% of the withdrawn amount, subject to a minimum amount of Rs 300.
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Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

ICICI Bank Manchester United Platinum Credit Card

ICICI Manchester United Signature Credit Card

Who is it for?

The ICICI Bank Manchester United Platinum Credit Card is an entry-level co-branded offering tailored for Manchester United football fans. It provides a unique blend of exclusive fan benefits, including merchandise and experiences for top spenders, alongside practical lifestyle perks. Cardholders can enjoy valuable movie and dining discounts, a decent reward rate on everyday spends, and complimentary domestic airport lounge access. This card is ideal for fans seeking an affordable credit solution that celebrates their passion while offering tangible everyday value.

Who is it for?

The ICICI Manchester United Signature Credit Card is a mid-range to premium card designed for avid football fans, offering a unique blend of lifestyle benefits and exclusive Manchester United privileges. It provides competitive reward rates, welcome gifts like a branded football and duffle bag, and significant milestone benefits including signed jerseys and the exclusive 'Manchester United Experience' for top spenders. With discounts on movies and dining, and a spend-based annual fee waiver, it's ideal for users seeking a card that combines everyday utility with unique sports-themed perks.

Pros

Key benefits and features.

Exclusive Manchester United fan benefits, including jerseys and stadium tours.

Valuable movie ticket discounts with Buy 1 Get 1 offers on BookMyShow and INOX.

Significant dining savings of 15% at over 2,500 restaurants nationwide.

Complimentary domestic airport lounge access enhances travel convenience.

Reasonable joining and annual fees make it an accessible entry-level card.

Pros

Key benefits and features.

Exclusive Manchester United themed welcome gifts and unique club privileges.

Accelerated reward points on international spends and special match days.

Significant milestone benefits, including the coveted "Manchester United Experience."

Complimentary domestic lounge access and attractive movie and dining discounts.

Annual fee waiver available based on achieving a reasonable spend threshold.

Cons

Key drawbacks and limitations.

Lacks international lounge access, limiting benefits for global travelers.

No insurance or golf benefits, which are common in other premium cards.

Reward redemption fee of Rs. 99 applies to each redemption request.

High foreign currency markup of 3.5% makes international spends costly.

Domestic lounge access requires a substantial minimum spend of Rs. 75,000.

Cons

Key drawbacks and limitations.

High joining and annual fees, which might be a barrier for some users.

International lounge access is not provided with this specific credit card.

Reward points redemption incurs a separate fee, reducing overall value.

Fuel surcharge waiver is limited to HPCL pumps and has a transaction cap.

The card's niche focus primarily benefits dedicated Manchester United fans.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.
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