ICICI Bank Manchester United Platinum Credit Card – Benefits, Fees & Eligibility

Manchester United Platinum Credit Card

Introduction

The Manchester United Platinum Credit Card by ICICI Bank is specifically tailored for football enthusiasts and loyal fans of Manchester United. Positioned as an entry-level co-branded offering, it provides a unique blend of exclusive club-related benefits alongside practical lifestyle advantages. Cardholders can look forward to opportunities for special Manchester United experiences, access to club merchandise, and standard credit card perks such as airport lounge access, movie ticket discounts, and dining privileges.

Welcome Benefits

• Complimentary Manchester United branded football upon card activation.
• A signed Manchester United football as a welcome gift.

Fees

• Joining Fee: ₹499 + GST
• Renewal Fee: ₹499 + GST
  • Spend-Based Waiver: The annual fee for the subsequent year is waived if you spend ₹1,25,000 or more in the previous anniversary year.
• Rewards Redemption Fee: ₹99 + applicable taxes per redemption request.
• Foreign Currency Markup: 3.5% on all foreign currency transactions.
• Interest Rates:
  • 3.75% interest per month for ATM withdrawals.
  • 3.75% interest per month if only the minimum due is paid.
  • Equivalent to 3.67% per month (44.04% per annum) or 44% per year on outstanding balances.
• Fuel Surcharge: 1% waiver on fuel transactions.
• Cash Advance Charges: 2.5% of the withdrawn amount, subject to a minimum charge of ₹300.
• Late Bill Payment: Ranging from ₹100 to ₹1,300.
• Add-on Card Fee: ₹100.

Rewards

• General Reward Points

  • Earn 2 Reward Points for every ₹100 spent on domestic and international transactions.
  • Earn 3 Reward Points for every ₹100 spent on Manchester United match days.
  • Earn 6x to 12x reward points on iShop.

• Manchester United Exclusive Benefits

  • Merchandise Discount: Get 10% off on merchandise at the Manchester United online store.
  • Top Monthly Spender Rewards:
    • The topmost spender every month (across both Manchester United card variants) receives a complimentary Manchester United jersey and a match ticket.
    • The top monthly spender also receives a signed Manchester United jersey, branded football, or t-shirt.
    • Top 100 spenders get a Manchester United branded shirt every month.
  • Top 18 Spender Rewards (Manchester United Experience):
    • The top 18 spenders across cardholders are rewarded with an exclusive fully-paid Manchester United Experience, which includes:
      • A private stadium and museum tour in Manchester, England.
      • An opportunity to watch part of a First Team squad training session.
      • A visit to the Manchester United megastore at the stadium.
      • The private stadium tour offers a guided visit to the historic Manchester United stadium and museum, providing an immersive experience of the club's legacy and achievements.

• Movies

  • Get 25% off up to ₹100 on movie tickets, twice a month.
  • This offer is valid on the purchase of a minimum of two tickets through BookMyShow and INOX individually.

• Dining

  • Enjoy dining discounts through the Culinary Treats Programme.
  • Get 15% savings on dining bills at over 2,500 partner restaurants across India.

• Travel

  • Domestic Lounge Access: Receive 1 complimentary domestic airport lounge access per calendar quarter.
  • Lounge Access Eligibility: To avail this benefit, you must spend ₹75,000 or more on your Manchester United Platinum Credit Card in the preceding calendar quarter. The benefit is exclusively applicable to the primary cardholder.
  • International Lounge Access: The card does not provide any international lounge access.

• Fuel

  • Avail a 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹4,000.
  • This waiver is applicable when the card is swiped at any HPCL fuel pump using an ICICI Bank POS machine.

Rewards Redemption Guide

• Reward points earned on the ICICI Bank Manchester United Platinum Credit Card can be redeemed against a variety of options including cashback, shopping vouchers, and products.
• The redemption value is 1 ICICI Reward Point = ₹0.25.
• Redemption categories include Health & Beauty, Travel & Luggage, Shopping Vouchers, Home Appliances, Electronics, and Fashion & Lifestyle.
• To redeem reward points for shopping/gift vouchers and products, cardholders can contact ICICI Bank Credit Card customer care.

Card Eligibility Criteria

• Eligibility Rules

  • Applicants must be Indian citizens over 21 years of age.
  • Salaried individuals are required to have a minimum monthly income of ₹20,000.
  • Self-employed individuals must have a minimum annual income of ₹2,40,000.

• Documents Required

  • Identity Proof
  • Address Proof
  • Income Proof

Card Review

The Manchester United Platinum Credit Card is an ideal entry-level credit card for devoted Manchester United fans. Its primary appeal lies in the exclusive club-related benefits, which include opportunities for signed merchandise and unique experiences like a fully-paid trip to Old Trafford for top spenders. Beyond these fan-centric perks, the card offers a competitive reward rate, with accelerated points on Manchester United match days. It also incorporates valuable lifestyle benefits such as complimentary domestic airport lounge access (subject to a spend condition), attractive movie discounts, and savings on dining, making it a well-rounded card for its annual fee.

Important Product Details

• Positive Highlights:
  • Exclusive Manchester United benefits, including signed merchandise, discounts on online store purchases, and opportunities for unique Old Trafford experiences for top spenders.
  • Accelerated reward points on Manchester United match days (3 points per ₹100).
  • Earns 2 Reward Points for every ₹100 spent on all other domestic and international transactions.
  • Complimentary domestic airport lounge access per quarter (with qualifying spend).
  • Movie discounts of 25% off up to ₹100, twice a month on BookMyShow and INOX.
  • Dining benefits offering 15% savings through the Culinary Treats Programme.
  • 1% fuel surcharge waiver at HPCL pumps.
  • Welcome gift of a Manchester United branded football.
• Negative Highlights:
  • The annual renewal fee waiver is subject to an annual spend of ₹1,25,000.
  • A redemption fee of ₹99 + applicable taxes is charged for reward points redemption requests.
  • High foreign currency markup fee of 3.5%.
  • High interest rate of 3.67% per month (44.04% per annum) on outstanding balances and cash advances.
  • Does not offer any international lounge access.

Other Details

• ICICI Bank is currently not accepting applications for the Manchester United Platinum Credit Card.
• For complete details on charges and terms, cardholders should refer to the Most Important Terms & Conditions (MITC) and applicable Terms & Conditions (T&Cs) on the bank's website.