ICICI Bank Manchester United Platinum Credit Card – Benefits, Fees & Eligibility

Introduction

The ICICI Bank Manchester United Platinum Credit Card is an entry-level co-branded offering from ICICI Bank, designed for Manchester United football club fans. It comes with a nominal membership fee and provides a blend of reward points, exclusive Manchester United fan benefits, and lifestyle perks such as movie and dining discounts, along with domestic airport lounge access. This card is positioned as a toned-down version of the more premium Manchester United Signature Credit Card.

Welcome Benefits

• Complimentary Manchester United Branded Football on card activation.

Fees

• Joining Fee: Rs. 499 + GST
• Annual Fee: Rs. 499 + GST
• Spend-Based Waiver: Renewal fee waived off if Rs. 1.25 lakh is spent in the previous anniversary year.
• Rewards Redemption Fee: Rs. 99 (plus applicable taxes) per redemption request.
• Foreign Currency Markup: 3.5% on all foreign currency spends.
• Interest Rates: 3.67% per month (44.04% per annum).
• Fuel Surcharge Waiver: 1% fuel surcharge waiver.
• Cash Advance Charges: 2.5% of the withdrawn amount, subject to a minimum charge of Rs. 300.
• Add-on Card Fee: Rs. 100.

Rewards

• Reward Points:
  • 2 Reward Points for every Rs. 100 spent on domestic/international transactions.
  • 3 Reward Points per Rs. 100 spent on Manchester United match days.
• Manchester United Exclusive Benefits:
  • The topmost spender every month across both Manchester United card variants receives a complimentary Manchester United jersey and a match ticket.
  • The top 100 spenders every month receive a Manchester United branded shirt.
  • The top 18 spenders receive an exclusive fully paid “Manchester United Experience,” which includes a private tour of the stadium and museum in Manchester, an opportunity to watch a part of a training session of the first team squad, and a visit to the Manchester United megastore at the stadium.
• Movie Benefits:
  • Buy 1 Get 1 offer on movie ticket bookings on BookMyShow and INOX individually (maximum 2 free tickets on BookMyShow and INOX individually).
  • Alternatively, a 25% discount on movie tickets on booking through Bookmyshow & INOX individually (maximum benefit of Rs. 100 per transaction).
  • These movie offers can be availed a maximum of 2 times a month.
• Dining Benefits:
  • 15% savings on dining bills at over 2,500 restaurants across India through the ICICI Bank Culinary Treats Programme.
• Travel Benefits:
  • 1 complimentary domestic airport lounge access per quarter under the Visa domestic lounge program.
  • Eligibility for lounge access requires a minimum spend of Rs. 75,000 in the previous quarter.
• International Lounge Access: Not provided.
• Golf Benefits: Not provided.
• Insurance Benefits: Not provided.

Rewards Redemption Guide

• Earned Reward Points can be redeemed against a variety of options including cashback, shopping/gift vouchers, and products.
• The redemption value is 1 ICICI Reward Point = Re. 0.25.
• To redeem points, contact ICICI Bank Credit Card customer care.

Card Review

The ICICI Bank Manchester United Platinum Credit Card is an ideal choice for Manchester United fans seeking an entry-level credit card that combines fan-exclusive benefits with practical everyday rewards. Its primary appeal lies in the unique Manchester United experiences and merchandise opportunities for top spenders. Beyond the fan benefits, the card offers a decent reward rate of 0.5% on regular spends and 0.75% on match days, along with valuable movie and dining discounts, and quarterly domestic lounge access. While it lacks international lounge access, its overall value proposition is strong for its target audience.

Important Product Details

• Earn 2 Reward Points on every domestic/international transaction of Rs. 100.
• Earn 3 Reward Points per Rs. 100 spent on Manchester United match days.
• Receive a complimentary Manchester United Branded Football as a Welcome Gift.
• Enjoy 1 complimentary domestic lounge access per quarter, subject to a minimum spend of Rs. 75,000 in the previous quarter.
• Benefit from exclusive discounts on dining bills at partner restaurants under the ICICI Bank Culinary Treats program.
• Renewal fee is waived off on spending Rs. 1.25 lakh or more in the card anniversary year.
• The card has a foreign currency markup of 3.5%.
• The annual interest rate is 44.04%.

Other Details

• The card is positioned as an entry-level offering.
• The card is best suited for shopping.
• The reward type is Reward Points.
• The card is a co-branded offering in partnership with Manchester United.
• The card is a toned-down version compared to the Manchester United Signature Credit Card.