ICICI Manchester United Signature Credit Card – Benefits, Fees & Eligibility

Introduction

The ICICI Manchester United Signature Credit Card, issued by ICICI Bank in collaboration with Manchester United, is a mid-range to premium credit card designed for avid football fans. It offers a unique blend of lifestyle benefits and exclusive Manchester United privileges. Key differentiating benefits include Manchester United branded welcome gifts, accelerated reward points on Manchester United match days, exclusive access to the "Manchester United Experience" for top spenders, and discounts on movies and dining.

Welcome Benefits

• Receive a Manchester United branded football and a Manchester United branded holdall/duffle bag upon signing up.
• Information regarding welcome benefits will be communicated via SMS or email through your registered phone number or Email ID within 30 days by ICICI Bank.

Fees

• Joining Fee: Rs 2,499 + GST
• Annual Fee: Rs 2,499 + GST
• Spend-Based Waiver: The annual fee of Rs 2,499 plus applicable taxes is waived if your annual spend is more than Rs 2,50,000 in the previous year.
• Rewards Redemption Fee: ₹99 + GST
• Foreign Currency Markup: 3.5% of the transaction amount
• Interest Rates: 3.40% per month (40.80% per annum)
• Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver on all fuel transactions at HPCL pumps. This offer is subject to a maximum limit of Rs 4,000 on a fuel transaction.
• Cash Advance Charges: 2.5% of the withdrawn amount, subject to a minimum amount of Rs 300.

Rewards

• Rewards Rate:
  • Earn 3 Reward points on every ₹150 spent on domestic transactions (excluding fuel).
  • Earn 4 Reward points on every ₹150 spent on international transactions (excluding fuel).
  • Earn up to 5 Reward points on every ₹150 spent on Manchester United match days (excluding fuel).
• Movie & Dining:
  • Get up to 25% discount (up to Rs 150) on movie ticket bookings with BookMyShow and INOX.
  • Access exclusive dining offers with the ICICI Bank Culinary Treats Programme, providing a discount of 15% or more on dining.
• Travel:
  • Domestic Lounge Access: Receive 2 complimentary domestic lounge accesses per quarter when you spend ₹75,000 or more in the previous calendar quarter.
  • International Lounge Access: This card does not provide international lounge access.
• Manchester United Privileges:
  • Get a free Man Utd branded football and duffle bag (also a welcome benefit).
  • Receive up to 20% discount on booking tickets to the Manchester United museum and tour.
  • Get up to 10% off at Red Cafe, Old Trafford, Manchester.
  • Receive up to 10% off at any Manchester United Megastore at the stadium.
  • Get up to 10% off on the online Manchester United Megastore, United Direct.
• Milestone Benefits:
  • Monthly: Top spenders receive an exclusively signed Manchester United jersey and a match ticket.
  • Monthly: The top 100 spenders will receive a Manchester United-branded shirt every month.
  • Yearly (Top 18 Spenders): Get exclusive access to the “Manchester United Experience,” which includes:
    • A private tour of Old Trafford stadium and museum in Manchester, England.
    • An opportunity to watch the First Team squad training session live at the ground.
    • A visit to the Manchester United megastore at the stadium.
  • Annual Spend Benefit: On spending more than ₹2 lakh in the previous year, you receive an e-football PES 2021 game.

Rewards Redemption Guide

• The value of 1 ICICI Reward Point is equal to ₹0.25.
• Reward points earned can be redeemed against gifts or cashback by contacting customer care.
• A Rewards Redemption Fee of ₹99 + GST applies.

Card Review

This card is an excellent choice for avid football fans, particularly those who support Manchester United, offering a unique opportunity to engage with the club. It provides a competitive reward rate, allowing savings of up to 1.25% on spends in the form of Reward Points. The welcome gifts, including a Man Utd football and duffle bag, add significant value. Furthermore, the milestone benefits, such as signed jerseys, match tickets, and the exclusive "Manchester United Experience" for top spenders, are highly appealing. The spend-based waiver for the annual fee and discounts on movies and dining enhance its overall value proposition. While the interest rates and foreign currency markup are standard, the card's niche benefits make it stand out for its target audience.

Important Product Details

• Receive a Manchester United branded holdall and football as a Welcome Gift.
• Earn up to 5 Reward Points on every Rs. 150 spent (excluding fuel transactions).
• Enjoy 2 complimentary domestic lounge accesses per calendar quarter upon spending ₹75,000 or more in the previous quarter.
• The top 18 spenders annually gain exclusive access to the “Manchester United Experience.”
• Get a 25% discount, up to Rs. 150, on movie tickets booked via BookMyShow & Inox.
• Avail a discount of 15% or more on dining through the ICICI Bank Culinary Treats Programme.
• Benefit from a 1% Fuel Surcharge Waiver on all fuel transactions at HPCL fuel stations, with a maximum limit of Rs 4,000 per transaction.
• The annual fee is waived if annual spending exceeds Rs 2,50,000 in the previous year.
• Receive up to 20% discount on booking tickets to the Manchester United museum and tour.
• Get up to 10% off at Red Cafe, Old Trafford, Manchester.
• Enjoy up to 10% off at any Manchester United Megastore at the stadium and on the online Manchester United Megastore, United Direct.
• Monthly benefits for top spenders include an exclusively signed Manchester United jersey and match ticket, and a Manchester United-branded shirt for the top 100 spenders.
• Receive an e-football PES 2021 game on spending more than ₹2 lakh in the previous year.

Other Details

• All offers and benefits are subject to applicable Terms & Conditions.