HPCL ENERGIE BOBCARD Credit Card VS ICICI Bank HPCL Super Saver Credit Card VS IDFC HPCL First Power Plus Credit Card
Comparing 3 cards side by side: HPCL ENERGIE BOBCARD Credit Card, ICICI Bank HPCL Super Saver Credit Card, IDFC HPCL First Power Plus Credit Card. HPCL ENERGIE BOBCARD Credit Card costs ₹499 + GST and earns up to 5% savings on fuel (24 RP per ₹150); 10 RP per ₹150 on utility/departmental stores. ICICI Bank HPCL Super Saver Credit Card costs ₹500 + GST and earns 5% savings on HPCL fuel; 20 RP/₹100 on essentials; 2 RP/₹100 on others; 6x-12x on iShop. IDFC HPCL First Power Plus Credit Card costs ₹499 + GST and earns up to 6.5% savings on HPCL fuel, 5% on Groceries/Utilities/FASTag, 3X on UPI & retail. Compare the fee and reward differences above against your priority spend category — travel, dining, shopping, or fuel — to pick the right fit.
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
HPCL ENERGIE BOBCARD Credit Card
ICICI Bank HPCL Super Saver Credit Card
IDFC HPCL First Power Plus Credit Card
Who is it for?
Who is it for?
Who is it for?
Pros
Key benefits and features.
Accelerated reward points on HPCL fuel, groceries, and departmental store spends.
Complimentary domestic airport lounge access enhances travel convenience for cardholders.
Enjoy movie ticket discounts, making entertainment more affordable with this card.
Annual fee waiver on achieving a reasonable spend threshold of ₹50,000 annually.
Pros
Key benefits and features.
Significant savings of up to 5% on HPCL fuel purchases, ideal for frequent commuters.
Accelerated reward points on daily essential spends like utilities and groceries.
Complimentary domestic airport lounge access enhances travel convenience.
Includes valuable 24x7 Road Assistance Service for vehicle owners.
Attractive welcome benefits with bonus points and HP Pay app cashback.
Pros
Key benefits and features.
Maximum fuel benefits with extensive everyday rewards, saving up to ₹18,500 annually.
Enjoy complimentary domestic airport lounge access and roadside assistance.
Benefit from a low foreign currency markup of 1.99% and 0% interest on cash withdrawals.
Generous welcome benefits worth ₹2500 including fuel vouchers and brand vouchers.
Annual fee waiver on spending ₹1.5 Lakhs, making it cost-effective for regular users.
Cons
Key drawbacks and limitations.
High foreign currency markup of 3.5% makes international transactions expensive.
Lounge access is subject to a minimum spend of ₹20,000 in the preceding quarter.
High interest rates of up to 45% annually can be a significant drawback if balances are carried.
Reward points are capped for accelerated categories, limiting maximum benefits.
Cons
Key drawbacks and limitations.
High foreign currency markup of 3.5% makes international spends expensive.
A rewards redemption fee of Rs. 99 + GST is charged for every request.
Lounge and movie benefits require substantial quarterly spend thresholds.
The 4% fuel cashback is capped at Rs. 200 per month, limiting maximum savings.
High interest rate of 45% per annum on outstanding balances and cash advances.
Cons
Key drawbacks and limitations.
The annual fee of ₹1,999 + GST is relatively high for a fuel-focused card.
Lounge access is limited to domestic airports and requires a minimum spend.
Reward points on fuel are capped, limiting benefits for very high spenders.
Welcome benefits require specific transaction types and spend thresholds to unlock.
The card lacks international lounge access, which is a drawback for global travelers.