IDFC FIRST Bank
Benefits & Features
Welcome Offer
₹500 fuel benefit, 5% cashback (up to ₹1,000) on first EMI, & merchant offers worth ₹1,000+.
Rewards Rate
Earn up to 30X Reward Points on HPCL fuel, 5% on grocery, utility & FASTag, and 3X on other retail.
Reward Type
Reward Points
Reward Redemption
Redeem points instantly for online/offline transactions, gift cards, memberships, or flight/hotel bookings. Points never expire.
Domestic Lounge Access
1 complimentary Domestic Airport Lounge access every quarter, on minimum monthly spends of ₹20,000.
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
₹2,00,000 Personal Accident Cover & ₹25,000 Lost Card Liability Cover included.
Movie
25% off on movie tickets up to ₹100, once every month.
Dining
Discounts on food delivery (Swiggy, Zomato) & dining (Eagles Pizza, Marriott, Waffle Co, Mahesh Lunch Home).
Travel Benefits
Up to 8.83% savings on flights/hotels via app & discounts on Yatra bookings. Redeem points for travel.
What matters, explained clearly
Frequently Asked Questions
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