Axis Bank My Zone Easy Credit Card VS ICICI Bank Coral Credit Card VS PVR Kotak Gold Credit Card VS BookMyShow RBL Bank Play Credit Card
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
Axis Bank My Zone Easy Credit Card
ICICI Bank Coral Credit Card
PVR Kotak Gold Credit Card
BookMyShow RBL Bank Play Credit Card
Who is it for?
Who is it for?
Who is it for?
Who is it for?
Pros
Key benefits and features.
Guaranteed approval and minimal documentation make it accessible for credit building.
Excellent for new-to-credit users to establish a strong credit score effectively.
Enjoy significant savings with 25% cashback on movies and 15% off on dining.
Benefit from a 1% fuel surcharge waiver and up to 50 days interest-free credit.
Pros
Key benefits and features.
Enjoy complimentary railway lounge access every quarter without spend criteria.
RuPay variant offers seamless UPI linking for convenient everyday payments.
Access complimentary domestic airport lounges with a reasonable quarterly spend.
Significant discounts available on movie tickets and dining bills.
Benefit from milestone reward points, increasing overall card value.
Pros
Key benefits and features.
Excellent choice for movie enthusiasts with substantial savings on tickets.
Achieve up to 5.3% cashback equivalent in movie tickets on monthly spends.
Instant 20% discount on food and beverages at PVR INOX enhances movie experience.
No joining fee for the first year makes this PVR Kotak Gold Card accessible.
Card insurance of Rs. 50,000 covers lost or stolen cards, adding security.
Pros
Key benefits and features.
Helps significantly save on entertainment expenses, especially for movies and events.
Offers two complimentary movie or non-movie tickets every month upon reaching spend.
Provides an additional discount of Rs. 100 on food and beverages on BookMyShow.
The nominal annual membership fee can be easily waived with annual spending.
A more affordable option compared to other RBL Bank entertainment credit cards.
Cons
Key drawbacks and limitations.
Requires a fixed deposit of Rs. 20,000 or more with Axis Bank.
Benefits are fewer compared to unsecured credit cards available in the market.
Interest rates are high if balances are not paid in full by the due date.
Rewards points are not earned on fuel or movie offer transactions where cashback is availed.
Cons
Key drawbacks and limitations.
No specific welcome benefits are provided with the paid Coral variant.
A rewards redemption fee of ₹99 + GST is charged for point redemptions.
High foreign currency markup of 3.5% applies to international transactions.
Monthly interest rate of 3.75% (45% p.a.) can be high if not paid fully.
Cons
Key drawbacks and limitations.
Benefits are heavily movie-centric, lacking diversity in other categories like travel.
No provision for annual fee waiver based on spending, which is a drawback.
Does not offer complimentary lounge access, limiting travel perks for users.
High foreign currency markup of 3.5% makes international spending expensive.
Fuel surcharge of 1% is applicable, as there are no fuel benefits provided.
Cons
Key drawbacks and limitations.
Spending threshold for monthly tickets excludes common categories like fuel and utilities.
Complimentary movie tickets are only valid for one month, requiring quick redemption.
Rewards redemption incurs a separate fee of Rs. 99 plus applicable taxes.
High foreign currency markup of 3.5% makes international spends rather expensive.
Cash advance charges are relatively high at 2.5% of the amount, with a minimum of Rs. 500.