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Axis Bank My Zone Easy Credit Card VS ICICI Bank Coral Credit Card VS PVR Kotak Gold Credit Card VS BookMyShow RBL Bank Play Credit Card

A detailed, side-by-side look at 4 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 18 July 2026

Comparing 4 cards side by side: Axis Bank My Zone Easy Credit Card, ICICI Bank Coral Credit Card, PVR Kotak Gold Credit Card, BookMyShow RBL Bank Play Credit Card. Axis Bank My Zone Easy Credit Card costs ₹500 + GST and earns 4 Edge Reward Points on domestic spends for every Rs. 200 spent. ICICI Bank Coral Credit Card costs ₹500 + GST and earns 2 RP/₹100 on retail, 1 RP/₹100 on utilities/insurance. Up to 12x RP on iShop. PVR Kotak Gold Credit Card is lifetime-free and earns 1-2 PVR INOX movie tickets (up to Rs. 400 each) monthly, equivalent to 4-5.3% cashback. BookMyShow RBL Bank Play Credit Card costs ₹500 + GST and earns 2 complimentary movie/non-movie tickets (up to Rs. 250 each) on monthly spends of Rs. 5,000. Compare the fee and reward differences above against your priority spend category — travel, dining, shopping, or fuel — to pick the right fit.

Axis Bank My Zone Easy Credit Card
Axis Bank My Zone Easy Credit Card
ICICI Bank Coral Credit Card
ICICI Bank Coral Credit Card
PVR Kotak Gold Credit Card
PVR Kotak Gold Credit Card
BookMyShow RBL Bank Play Credit Card
BookMyShow RBL Bank Play Credit Card

Fees & Charges

Joining Fee₹500 + GST
Joining Fee₹500 + GST
Joining FeeFree (1st year)
Joining Fee₹500 + GST
Renewal Fee₹500 + GST
Renewal Fee₹500 + GST
Renewal Fee₹499 + GST
Renewal Fee₹500 + GST
Spend Based Waiver
Spend Based WaiverAnnual fee waived on spending ₹1.5 lakh or more in the previous anniversary year.
Spend Based Waiver
Spend Based WaiverAnnual fee waived on spending Rs. 1.5 lakhs or more in the previous year.
Foreign Transaction Fees3.5% of the total transaction amount.
Foreign Transaction Fees3.5% of the transaction amount.
Foreign Transaction Fees3.5% on all foreign currency spends.
Foreign Transaction Fees3.5% of the total transaction amount.
Interest Rate (APR)3.75% Per Month (55.55% Yearly).
Interest Rate (APR)3.75% per month (45% per annum) for ATM withdrawals and minimum due payments.
Interest Rate (APR)3.5% per month.
Interest Rate (APR)3.99% per month.

Rewards & Benefits

Welcome Bonus
Welcome Bonus
Welcome BonusZero Joining Fee for the first year.
Welcome BonusA discount of Rs. 500 on all movie, event, streams, or other non-movie ticket bookings via BookMyShow, on making at least one transaction within 30 days.
Rewards RateEarn 4 Edge Reward Points on every ₹200 spent on domestic transactions.
Rewards RateEarn 2 Reward Points per ₹100 on retail (excl. fuel); 1 RP per ₹100 on utilities & insurance.
Rewards RateUp to 5.3% effective cashback on movie spends.
Rewards RateEarn 2 complimentary movie/non-movie tickets (up to Rs. 250 each) monthly on Rs. 5,000 spend.
Reward TypeReward Points
Reward TypeReward Points
Reward TypeReward Points, Cashback
Reward TypeOther Benefits
Reward Redemption FeeNil
Reward Redemption Fee₹99 + GST
Reward Redemption FeeNil
Reward Redemption FeeRs. 99 + taxes.

Travel & Lifestyle

Domestic Lounge Access
Domestic Lounge Access1 complimentary access to select domestic airport lounges every quarter with ₹75k spend in prior quarter.
Domestic Lounge Access
Domestic Lounge Access
International Lounge Access
International Lounge Access
International Lounge Access
International Lounge Access
Travel BenefitsInstant savings up to 15% on flights & hotels via Goibibo and Makemytrip on Wednesdays.
Travel Benefits1 complimentary domestic airport lounge access and 1 railway lounge access every quarter.
Travel Benefits
Travel Benefits
Movie Benefits25% cashback on online and Box office movie ticket bookings. Max cashback per year is ₹1,000.
Movie Benefits25% off (up to ₹100) on 2 movie tickets on BookMyShow/INOX, twice monthly, with ₹25k spend in prev. quarter.
Movie BenefitsEarn up to 2 free PVR movie tickets monthly on spends, plus 20% off F&B and 5% off tickets at PVR INOX.
Movie BenefitsGet 2 complimentary movie/non-movie tickets (worth up to Rs. 250 each) every month on spending Rs. 5,000 in a month via BookMyShow.
Dining BenefitsMinimum 15% discount on dining under Axis Bank’s Dining Delights program at partner restaurants.
Dining Benefits15% or more discount on dining bills at over 2,500 partner restaurants via Culinary Treats Programme.
Dining Benefits
Dining BenefitsGet a discount of Rs. 100 on all food and beverage items on booking movie/event tickets via BookMyShow.
Golf Benefits
Golf Benefits
Golf Benefits
Golf Benefits
Fuel Surcharge Waiver1% waiver on transactions ₹400-₹4,000, max ₹400/month. GST on surcharge non-refundable.
Fuel Surcharge Waiver1% fuel surcharge waiver at HPCL stations for transactions between ₹400 and ₹4,000.
Fuel Surcharge Waiver1% fuel surcharge applicable, with no waiver provided.
Fuel Surcharge Waiver1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000, capped at Rs. 100 per month.

Security & Other

Insurance BenefitsZero liability protection against lost/stolen cards.
Insurance BenefitsPersonal accident insurance cover of ₹2 Lakh on RuPay variant.
Insurance BenefitsCard insurance worth Rs. 50,000 for lost or stolen cards, covering primary and add-on users.
Insurance Benefits
Cash Advance Charges2.5% of withdrawn amount, subject to a minimum of ₹500.
Cash Advance Charges2.5% or a minimum of ₹500, whichever is higher.
Cash Advance ChargesRs. 300.
Cash Advance Charges2.5% of the cash amount, subject to a minimum of Rs. 500.
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Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

Axis Bank My Zone Easy Credit Card

ICICI Bank Coral Credit Card

PVR Kotak Gold Credit Card

BookMyShow RBL Bank Play Credit Card

Who is it for?

The Axis Bank My Zone Easy Credit Card is a secured credit card issued against a fixed deposit, designed for individuals to build their credit history. It offers guaranteed approval with minimal documentation. Key benefits include 25% cashback on movie tickets, a minimum 15% discount on dining, and a 1% fuel surcharge waiver. This card is ideal for those starting their credit journey who also enjoy entertainment and dining.

Who is it for?

The ICICI Bank Coral Credit Card is a popular entry-level offering providing exclusive rewards and offers across dining, entertainment, and travel. Cardholders can earn up to 2 Reward Points per ₹100 spent and benefit from complimentary domestic airport and railway lounge access quarterly. It's an excellent choice for individuals who frequently spend on movies and dining, offering significant savings and milestone benefits. The card also features a 1% fuel surcharge waiver and an annual fee waiver based on spending, making it a well-rounded option for everyday use.

Who is it for?

The PVR Kotak Gold Credit Card is an entry-level co-branded card from Kotak Bank, tailored for movie lovers. It offers a zero joining fee and significant savings, including up to two free PVR movie tickets monthly based on spending. Cardholders also enjoy instant discounts on food, beverages, and movie tickets at PVR INOX cinemas. This card is ideal for frequent moviegoers seeking direct entertainment savings.

Who is it for?

The BookMyShow RBL Bank Play Credit Card is a co-branded credit card designed for individuals who frequently book movie and event tickets via BookMyShow. It offers significant savings on entertainment expenses, including two complimentary movie/non-movie tickets every month upon achieving a specified spend, a welcome discount on BookMyShow, and a waiver on fuel surcharges. With an affordable annual fee that can be waived, it provides substantial value for its target audience, making it a budget-friendly option for maximizing entertainment savings.

Pros

Key benefits and features.

Enjoy guaranteed approval for the Axis Bank My Zone Easy Credit Card against a fixed deposit.

An excellent choice for individuals looking to build or improve their credit history effectively.

Significant savings with 25% cashback on movie tickets, capped at ₹1,000 annually.

Benefit from a minimum 15% discount on dining at various partner restaurants across India.

Get a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, capped monthly.

Pros

Key benefits and features.

Offers valuable complimentary railway lounge access without any spend criteria.

Provides significant savings on movie tickets with up to 25% discount twice monthly.

Attractive milestone benefits allow earning up to 10,000 bonus Reward Points annually.

Includes a 1% fuel surcharge waiver and exclusive dining discounts at partner restaurants.

Annual fee can be easily waived by meeting a reasonable spend threshold of ₹1.5 lakh.

Pros

Key benefits and features.

The PVR Kotak Gold Credit Card offers a zero joining fee, making it highly accessible.

Earn up to two free PVR movie tickets monthly based on achieving spend milestones.

Enjoy a substantial 20% instant discount on food and beverages at PVR INOX cinemas.

Benefit from an additional 5% instant discount on movie tickets purchased at PVR INOX.

Includes a valuable Rs. 50,000 insurance cover for lost or stolen cards, enhancing security.

Pros

Key benefits and features.

Significant savings on movie and event bookings through BookMyShow platform.

Enjoy two complimentary movie or non-movie tickets every single month.

Affordable annual fee that is easily waived with moderate yearly spending.

Additional discounts on food and beverages when booking entertainment.

Cons

Key drawbacks and limitations.

Offers fewer features and benefits when compared to many unsecured credit card options.

Requires a fixed deposit as collateral, which might block a significant amount of funds.

Ambiguity regarding rewards redemption fee, which could lead to unexpected charges.

Cons

Key drawbacks and limitations.

Lounge access and movie benefits are subject to specific quarterly spend conditions.

The card does not offer any welcome benefits for new cardholders.

Rewards redemption incurs a fee of ₹99 + GST, reducing overall value.

High foreign currency markup of 3.5% makes international spends less rewarding.

Movie cashback offers on the Amex variant have been revoked from Jan 2025.

Cons

Key drawbacks and limitations.

The annual fee of Rs. 499 + GST cannot be waived, regardless of spending.

A 1% fuel surcharge is consistently applied to fuel transactions without any waiver.

It carries a high foreign currency markup of 3.5%, making international spends costly.

The PVR Kotak Gold Credit Card offers no specific travel benefits.

Certain spend categories like utilities and rent are excluded from milestone calculations.

Cons

Key drawbacks and limitations.

High foreign currency markup of 3.5% makes international spends expensive.

Monthly free tickets require a minimum spend of Rs. 5,000, which might be high for some.

This BookMyShow RBL Bank Play Credit Card is an invite-only product.

Rewards redemption fee of Rs. 99 + taxes applies to each redemption.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.
Apply for Axis Bank My Zone Easy Credit Card(opens in new tab)Apply for ICICI Bank Coral Credit Card(opens in new tab)Apply for PVR Kotak Gold Credit Card(opens in new tab)