What are the main benefits of the ICICI Bank Coral Credit Card?

The ICICI Bank Coral Credit Card offers rewards on everyday spends, movie/dining discounts, lounge access, and insurance benefits for a rewarding experience.

What are the joining and annual fees for the ICICI Bank Coral Credit Card?

The ICICI Bank Coral Credit Card has a joining fee and an annual fee of ₹500 + GST each.

How can I waive the annual fee for my ICICI Bank Coral Credit Card?

The annual fee for the ICICI Bank Coral Credit Card can be waived if you spend ₹1.5 lakh or more in the preceding year.

What is the reward rate on the ICICI Bank Coral Credit Card?

The ICICI Bank Coral Credit Card earns 2 Reward Points per ₹100 on retail spends (excluding fuel) and 1 Reward Point on utilities/insurance.

How can I redeem reward points earned on my ICICI Bank Coral Credit Card?

Reward points can be redeemed for various categories like travel, shopping vouchers, or converted to cash (1 RP = Re. 0.25).

What is the foreign currency markup for the ICICI Bank Coral Credit Card?

The ICICI Bank Coral Credit Card has a foreign currency markup of 3.5% on international transactions.

Is the ICICI Bank Coral Credit Card available in different variants?

Yes, the ICICI Bank Coral Credit Card is available in Visa, RuPay, Mastercard, and AmEx variants, allowing choice of network.

Does the ICICI Bank Coral Credit Card offer insurance benefits?

Yes, the RuPay variant includes ₹2 lakh Personal Accident Insurance, along with Counterfeit Card Liability and Account Takeover Covers.

ICICI Bank

ICICI Bank Coral Credit Card

Q: Does the ICICI Bank Coral Credit Card offer lounge access?

Yes, the ICICI Bank Coral Credit Card provides complimentary domestic airport lounge access (spend-based) and railway lounge access every quarter.

Q: What movie discounts does the ICICI Bank Coral Credit Card offer?

Cardholders get a 25% discount, up to ₹100, on movie tickets via BookMyShow and INOX, twice a month, with a minimum purchase of two tickets.

MoviesDiningTravel

Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

No specific welcome benefits are offered with the paid Coral variant.

Rewards Rate

Earn 2 RP/₹100 on retail, 1 RP/₹100 on utilities/insurance. Up to 12x RP on iShop.

Reward Type

Reward Points

Reward Redemption

Redeemable for categories like travel, shopping vouchers, electronics, or cash (1 RP = Re. 0.25).

Domestic Lounge Access

1 complimentary domestic airport lounge access per quarter on ₹75,000 spend in preceding quarter.

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

₹2 lakh Personal Accident Insurance (RuPay), Counterfeit Card Liability, and Account Takeover Cover.

Movie

25% discount, up to ₹100, on movie tickets via BookMyShow and INOX (twice a month, min 2 tickets).

Dining

Up to 15% discount on dining at 2,500+ restaurants via ICICI Bank Culinary Treats Programme.

Travel Benefits

Complimentary domestic airport lounge access (spend-based) & railway lounge access every quarter.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

Clear, concise answers to help you understand this card better.

Similar Cards

Compare similar cards to find your perfect fit

More from ICICI Bank

Explore other cards offered by the same provider

Comments & Reviews

Share your experience about ICICI Bank Coral Credit Card

Share your thoughts

Your email address will not be published. Required fields are marked *

Loading conversations...