What are the main benefits of the PVR Kotak Gold Credit Card?

The PVR Kotak Gold Credit Card primarily offers free movie tickets based on monthly spending and instant discounts on movie tickets, food, and beverages at PVR INOX cinemas.

How can I earn free movie tickets with the PVR Kotak Gold Credit Card?

You can earn 1 PVR INOX movie ticket monthly for spending ₹10,000, or 2 tickets for spending ₹15,000 in a billing cycle with your PVR Kotak Gold Credit Card.

Is there a joining fee for the PVR Kotak Gold Credit Card?

No, there is no joining fee for the PVR Kotak Gold Credit Card for the first year. A renewal fee applies from the second year.

What is the renewal fee for the PVR Kotak Gold Credit Card?

The renewal fee for the PVR Kotak Gold Credit Card is Rs. 499 + GST from the second year onwards.

Does the PVR Kotak Gold Credit Card offer discounts on dining?

Yes, cardholders get a 20% instant discount on Food and Beverages at PVR INOX outlets when using the PVR Kotak Gold Credit Card.

How do I redeem the free movie tickets earned on my PVR Kotak Gold Credit Card?

Free movie tickets can be redeemed via SMS (PVRKCC to 5676788) or through the 'PVR Coupon Claim' option on Kotak's Net Banking website.

What insurance benefits come with the PVR Kotak Gold Credit Card?

The PVR Kotak Gold Credit Card provides a card insurance cover of Rs. 50,000 for lost or stolen cards, covering both primary and supplementary cards.

Can the annual fee for the PVR Kotak Gold Credit Card be waived?

No, the annual renewal fee for the PVR Kotak Gold Credit Card cannot be waived off based on your spending, as explicitly stated in the card's terms.

Is lounge access provided with the PVR Kotak Gold Credit Card?

No, the PVR Kotak Gold Credit Card does not offer complimentary domestic or international airport lounge access.

What is the foreign currency markup on the PVR Kotak Gold Credit Card?

A foreign currency markup of 3.5% is applicable on all international transactions made using the PVR Kotak Gold Credit Card.

Kotak Mahindra Bank

PVR Kotak Gold Credit Card

MoviesDining

Last updated: 30 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

No Joining Fee for the first year.

Rewards Rate

Earn 1-2 PVR INOX movie tickets (up to Rs. 400 each) monthly, equivalent to 4-5.3% cashback.

Reward Type

Movie Tickets / Cashback

Reward Redemption

Redeem movie tickets via SMS (PVRKCC <month> to 5676788) or through Kotak Net Banking 'PVR Coupon Claim'.

Domestic Lounge Access

Not Applicable. The card does not provide complimentary domestic airport lounge access.

International Lounge Access

Not Applicable. The card does not provide complimentary international airport lounge access.

Premium Benefits

Not Applicable. There are no golf-related privileges or discounts with this card.

Insurance Coverage

Rs. 50,000 card insurance for lost/stolen cards, covering both primary and supplementary cards.

Movie

Earn up to 2 PVR INOX movie tickets (Rs. 400 each) monthly & get 5% instant discount on movie tickets.

Dining

Enjoy 20% instant discount on Food and Beverages at PVR INOX cinemas.

Travel Benefits

Not Applicable. This card does not offer specific travel benefits or perks.

What matters, explained clearly

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Frequently Asked Questions

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