Zomato Edition Classic Credit Card – Benefits, Fees & Eligibility

Introduction

The Zomato Edition Classic Credit Card, issued by RBL Bank in collaboration with Zomato and MasterCard, is positioned as an entry to mid-range credit card specifically designed for Zomato users and food enthusiasts. It offers exclusive dining benefits, including a complimentary annual Zomato Pro membership and accelerated Edition Cash on food purchases from Zomato and Blinkit. Cardholders also receive 500 Edition Cash as a welcome benefit, which can be redeemed for food purchases or against the card's statement balance.

Welcome Benefits

• 500 Edition Cash credited instantly upon card issuance.
• Complimentary annual Zomato Pro membership, which renews every time the card membership is renewed.

Fees

• Joining Fee

  • Rs. 500 + GST

• Renewal Fee

  • Rs. 500 + GST

• Spend-Based Waiver

  • Not applicable.

• Rewards Redemption Fee

  • Nil

• Foreign Currency Markup

  • Up to 3.5% (plus applicable taxes)

• Interest Rates

  • 3.99% per month (equivalent to 47.88% annually)

• Fuel Surcharge

  • 1% fuel surcharge is levied on all fuel purchases, subject to a minimum charge of Rs. 10.
  • The 1% fuel surcharge is waived for select cardholders for transactions between Rs. 500 and Rs. 4,000 at all fuel stations.

• Cash Advance Charges

  • 2.5% of the withdrawn amount, with a minimum charge of Rs. 500.

Rewards

• Rewards Rate

  • Earn 5 Edition Cash per Rs. 100 spent on Zomato and Blinkit (capped at 500 Edition Cash daily).
  • Earn 1 Edition Cash per Rs. 100 on all other spends.

• Milestone Benefit

  • Earn 2,000 bonus Edition Cash annually on spending Rs. 2,00,000 in an anniversary year (the year starting from the date of issuance/renewal of the card).

• Dining

  • Complimentary annual Zomato Pro membership.
  • Accelerated reward points on dining through Zomato and Blinkit.

• Other Benefits

  • No specific benefits for Movies, Travel, Domestic Lounge Access, International Lounge Access, Golf, or Insurance are available with this card.

Rewards Redemption Guide

• Edition Cash is redeemable for food purchases on the Zomato app/website or against the credit card’s statement balance (to pay card bills).
• The redemption rate is 1 Edition Cash = INR 1.
• Cardholders can use the Zomato app to check and redeem their Edition Cash, and to monitor all credit card transactions.

Card Review

The Zomato Edition Classic Credit Card is well-suited for individuals who frequently order food online, particularly through Zomato. Its primary strength lies in its dining-focused benefits, including the complimentary Zomato Pro membership and accelerated rewards on Zomato and Blinkit spends. However, it lacks benefits in other categories such as lounge access. Recent feedback from cardholders indicates a significant devaluation, with the removal of benefits like 5% cashback at dining outlets (now only applicable on the Zomato app) and birthday benefits, and a cap of 1% on all other transactions. Despite these changes, for a dedicated Zomato user, the card still offers value through its core Zomato-specific rewards.

Important Product Details

• The card is currently discontinued.
• Receive 500 Edition Cash as a welcome benefit.
• Enjoy a complimentary annual Zomato Pro membership, which renews with each card membership renewal.
• Reward Points are issued as Edition Cash, which can be redeemed on the Zomato app/website or against the card’s statement balance.
• Earn 5 Edition Cash for every Rs. 100 spent on the Zomato app/website and Blinkit (subject to a daily cap of 500 Edition Cash).
• Earn 1 Edition Cash for every Rs. 100 spent on all other transactions.
• Achieve 2,000 bonus Edition Cash annually by spending Rs. 2,00,000 in an anniversary year.
• A 1% fuel surcharge waiver is applicable for transactions between Rs. 500 and Rs. 4,000 at all fuel stations.
• Edition Cash functions like real money, with 1 Edition Cash equivalent to INR 1.
• No lounge access benefits are provided with this card.
• Recent devaluations include the removal of 5% cashback at dining outlets (now only applicable when paying through the Zomato app), a cap of 1% on all other transactions, and the discontinuation of birthday benefits.

Other Details

• For any credit card-related queries, RBL Bank customer care can be contacted via:
  • Toll-free number: 1800 121 9050
  • 24x7 helpline: +91 22 6115 6300
  • Email: cardservices@rblbank.com