Zomato Edition Classic Credit Card – Benefits, Fees & Eligibility

Zomato Edition Classic Credit Card

Introduction

The Zomato Edition Classic Credit Card, a collaboration between RBL Bank, Zomato, and MasterCard, is designed for Zomato users seeking exclusive dining benefits. This card provides a complimentary annual Zomato Pro membership, which renews every year, and offers 500 Edition Cash as a welcome benefit. Edition Cash functions similarly to reward points, with a value of 1 Edition Cash equivalent to INR 1, and can be redeemed for food purchases on Zomato or against the card's statement balance. Cardholders can earn accelerated Edition Cash on Zomato and Blinkit purchases, along with a standard rate on other expenditures, and also stand to gain up to 2,000 bonus Edition Cash annually based on their spending.

Welcome Benefits

• Receive 500 Edition Cash as a welcome benefit upon joining the card membership, credited instantly at the time of card issuance.
• Get a complimentary annual Zomato Pro membership, which is renewed every time your card membership is renewed.

Fees

• Joining Fee: Rs. 500 + GST
• Renewal Fee: Rs. 500 + GST
• Rewards Redemption Fee: Nil
• Foreign Currency Markup: Up to 3.5% (plus applicable taxes)
• Interest Rates: 3.99% per month (equivalent to 47.88% annually)
• Fuel Surcharge:
  • A 1% fuel surcharge is levied on all fuel purchases, subject to a minimum charge of Rs. 10.
  • The fuel surcharge is waived for select cardholders for transactions between Rs. 500 and Rs. 4,000.
• Cash Advance Charges: 2.5% of the withdrawn amount (with a minimum charge of Rs. 500)

Rewards

Dining & Food Delivery

• Enjoy a complimentary annual Zomato Pro membership.
• Earn 5 Edition Cash for every Rs. 100 spent on food purchases from the Zomato app/website and Blinkit (capped at 500 Edition Cash daily).

General Spends

• Earn 1 Edition Cash for every Rs. 100 spent on all other categories.

Milestone Benefit

• Receive 2,000 bonus Edition Cash annually on spending Rs. 2,00,000 in an anniversary year (starting from the date of card issuance or renewal).

Lounge Access

• No domestic lounge access benefits are available with this card.
• No international lounge access benefits are available with this card.

Other Benefits

• No specific benefits for Travel, Golf, or Insurance are mentioned.

Rewards Redemption Guide

• Edition Cash earned on the card can be redeemed for food purchases directly on the Zomato app/website.
• Alternatively, Edition Cash can be redeemed against your credit card’s statement balance to pay your card bills.
• The rate of redemption is 1 Edition Cash = INR 1.
• Cardholders can use the Zomato app to check and redeem their Edition Cash, and to monitor all credit card transactions.

Card Review

The Zomato Edition Classic Credit Card is an excellent choice for individuals who frequently order food online, particularly through Zomato. Given its focused dining benefits, it is considered one of the best credit cards in the market for food enthusiasts.

Important Product Details

• Welcome benefit of 500 Edition Cash credited upon card issuance.
• Complimentary annual Zomato Pro membership, which automatically renews each year.
• Rewards are earned as Edition Cash, which can be redeemed on the Zomato app/website or against the card's statement balance, with a value of 1 Edition Cash = Re. 1.
• Accelerated earning of 5 Edition Cash per Rs. 100 on Zomato app/website and Blinkit spends, with a daily cap of 500 Edition Cash.
• Standard earning of 1 Edition Cash per Rs. 100 on all other expenditures.
• Annual bonus of 2,000 Edition Cash upon reaching a spending milestone of Rs. 2,00,000 within an anniversary year.
• The card does not offer any lounge access benefits.
• A 1% fuel surcharge waiver is applicable for select fuel transactions between Rs. 500 and Rs. 4,000.

Other Details

• Edition Cash functions similarly to standard reward points, with 1 Edition Cash being equivalent to INR 1.
• For any queries related to the credit card, RBL Bank customer care can be contacted:
  • Toll-free number: 1800 121 9050
  • 24x7 helpline: +91 22 6115 6300
  • Email: cardservices@rblbank.com