EazyDiner IndusInd Platinum Credit Card VS Swiggy HDFC Bank Credit Card VS Zomato Edition Classic Credit Card
Comparing 3 cards side by side: EazyDiner IndusInd Platinum Credit Card, Swiggy HDFC Bank Credit Card, Zomato Edition Classic Credit Card. EazyDiner IndusInd Platinum Credit Card is lifetime-free and earns 2 Reward Points per INR 100 on most spends, 0.7 on select categories, plus 2X EazyPoints. Swiggy HDFC Bank Credit Card costs ₹500 + GST and earns 10% on Swiggy, 5% on online spends, and 1% on other categories. Zomato Edition Classic Credit Card costs ₹500 + GST and earns 5 Edition Cash for every ₹100 on Zomato/Blinkit; 1 Edition Cash for every ₹100 on other spends. Compare the fee and reward differences above against your priority spend category — travel, dining, shopping, or fuel — to pick the right fit.
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
EazyDiner IndusInd Platinum Credit Card
Swiggy HDFC Bank Credit Card
Zomato Edition Classic Credit Card
Who is it for?
Who is it for?
Who is it for?
Pros
Key benefits and features.
Lifetime free status means no joining or annual fees, making it highly economical.
Guaranteed 25% dining discount plus an extra 20% off via EazyDiner app.
Welcome benefits include a 3-month EazyDiner Prime membership and 500 EazyPoints.
Milestone benefits offer Prime renewal and bonus Reward Points on quarterly spends.
"Total Protect" program provides comprehensive insurance cover against card fraud.
Pros
Key benefits and features.
Generous 10% cashback on all Swiggy app spends, ideal for frequent users.
Significant 5% cashback on online purchases from a wide range of popular brands.
Complimentary 3-month Swiggy One membership adds substantial value as a welcome benefit.
Annual fee of ₹500 + GST is easily waived by spending ₹2 Lakh in a year.
Mastercard World Tier benefits offer golf privileges and travel discounts.
Pros
Key benefits and features.
Offers significant value for frequent Zomato users with dining-focused benefits.
Includes a complimentary annual Zomato Pro membership, enhancing food ordering experience.
Accelerated rewards of 5 Edition Cash per Rs. 100 on Zomato and Blinkit spends.
Edition Cash is flexible, redeemable for Zomato purchases or against statement balance.
Cons
Key drawbacks and limitations.
Limited versatility as benefits are primarily focused on dining, lacking travel perks.
Reward points are not earned on fuel, insurance, rent, utility, and government payments.
Extra 20% dining discount is capped at 3 usages per month and has specific conditions.
Rewards redemption fee of Rs. 100 applies, reducing the overall value of points.
High foreign currency markup of 3.5% makes international spends expensive.
Cons
Key drawbacks and limitations.
Lacks complimentary airport lounge access, which is a common perk on similar cards.
Cashback benefits are capped at ₹1,500 per billing cycle for key spending categories.
Fuel surcharge waiver is not applicable, increasing costs for fuel transactions.
High foreign currency markup of 3.5% + GST makes international spends expensive.
Cashback is not applicable on utility bill payments, rent, or wallet transactions.
Cons
Key drawbacks and limitations.
The card has been discontinued, limiting new applications and future benefits.
Significant devaluation of benefits, including removal of 5% cashback at dining outlets.
Lacks benefits in other popular categories like travel, movies, and lounge access.
A cap of 1% on all other transactions limits overall reward earning potential.