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Best lifestyle Credit Cards

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Last updated: 30 July 2026

Explore top cards like the Union Bank of India Divaa RuPay Credit Card.


1 Cards Found

Union Bank of India Divaa RuPay Credit Card credit card design

Union Bank of India Divaa RuPay Credit Card

The Union Bank Of India Divaa RuPay Credit Card is a women-centric mid-range card that combines low fees with strong travel and lifestyle perks. It of...

Joining Fee:

Free (1st year)


Renewal Fee:

₹499 + GST


Reward Type:

Reward Points

TravelShoppingLifestyle

Lifestyle Credit Card

Union Bank of India Divaa RuPay Credit Card is currently the only card on this platform tagged specifically for lifestyle spending, free at joining with a ₹499 + GST renewal fee. It earns 2 Reward Points per ₹100 across all purchases and pairs everyday travel and shopping rewards with 2 complimentary domestic lounge visits every quarter and 2 international lounge visits a year - benefits typically reserved for higher-fee cards. The renewal fee is waived on ₹30,000+ annual spend, and the card includes complimentary personal accident insurance up to ₹2 lakh.


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Lifestyle Credit Card

CardFeeReward TypeBest For
Union Bank of India Divaa RuPay Credit CardFree (1st year)Reward PointsFree joining, ₹499+GST renewal (waived on ₹30K+ annual spend), 2 domestic + 2 international lounge visits/year

How to Choose

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One dedicated lifestyle card currently listed

Union Bank of India Divaa RuPay Credit Card is free at joining with a ₹499 + GST renewal fee, earning reward points on travel and shopping.

Frequently Asked Questions

Clear, concise answers to help you understand this card better.