Best lifestyle Credit Cards
Explore top cards like the Union Bank of India Divaa RuPay Credit Card.
1 Cards Found

Union Bank of India Divaa RuPay Credit Card
Joining Fee:
Free (1st year)
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points
Lifestyle Credit Card
Union Bank of India Divaa RuPay Credit Card is currently the only card on this platform tagged specifically for lifestyle spending, free at joining with a ₹499 + GST renewal fee. It earns 2 Reward Points per ₹100 across all purchases and pairs everyday travel and shopping rewards with 2 complimentary domestic lounge visits every quarter and 2 international lounge visits a year - benefits typically reserved for higher-fee cards. The renewal fee is waived on ₹30,000+ annual spend, and the card includes complimentary personal accident insurance up to ₹2 lakh.
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- Compare credit cards side-by-side — side-by-side fees, rewards & lounge access.
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Lifestyle Credit Card
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| Union Bank of India Divaa RuPay Credit Card | Free (1st year) | Reward Points | Free joining, ₹499+GST renewal (waived on ₹30K+ annual spend), 2 domestic + 2 international lounge visits/year |
How to Choose
One dedicated lifestyle card currently listed
Union Bank of India Divaa RuPay Credit Card is free at joining with a ₹499 + GST renewal fee, earning reward points on travel and shopping.