What are the welcome benefits of the South Indian Bank SBI Card PRIME?

The South Indian Bank SBI Card PRIME offers a welcome e-Gift Voucher worth Rs.3,000 from leading brands like Yatra.com or Pantaloons.

How can I earn reward points with the South Indian Bank SBI Card PRIME?

You earn 20 Reward Points per Rs.100 on utility bills, 10 RP on dining, groceries, departmental stores, and movies, and 2 RP on other retail spends with the South Indian Bank SBI Card PRIME.

What are the annual and renewal fees for the South Indian Bank SBI Card PRIME?

The South Indian Bank SBI Card PRIME has an annual fee of Rs.2,999 + taxes and a renewal fee of Rs.2,999 + taxes, which can be waived.

Does the South Indian Bank SBI Card PRIME offer lounge access?

Yes, the South Indian Bank SBI Card PRIME provides 4 complimentary international lounge visits and 8 complimentary domestic lounge visits per year.

How can I redeem reward points earned on my South Indian Bank SBI Card PRIME?

With the South Indian Bank SBI Card PRIME, 4 Reward Points equal Rs.1, which can be used to pay your outstanding card balance.

Are there any milestone benefits with the South Indian Bank SBI Card PRIME?

Yes, the South Indian Bank SBI Card PRIME offers a Rs.1,000 Pizza Hut e-Gift Voucher quarterly and a Rs.7,000 e-Gift Voucher annually on achieving spending milestones.

Can I get a waiver on the renewal fee for the South Indian Bank SBI Card PRIME?

Yes, the renewal fee for the South Indian Bank SBI Card PRIME is waived if you achieve annual spends of Rs.3 Lakhs.

What is the fuel surcharge waiver on the South Indian Bank SBI Card PRIME?

The South Indian Bank SBI Card PRIME offers a 1% fuel surcharge waiver on transactions between Rs.500 and Rs.4,000, capped at Rs.250 per month.

How secure is the South Indian Bank SBI Card PRIME for daily transactions?

The South Indian Bank SBI Card PRIME is chip and PIN enabled and offers contactless payment, ensuring enhanced security for all your daily transactions.

South Indian Bank

South Indian Bank SBI Card PRIME

Q: What insurance benefits are included with the South Indian Bank SBI Card PRIME?

The South Indian Bank SBI Card PRIME includes a complimentary Air Accident Liability Cover of Rs.50 Lakhs and a Fraud Liability Cover of Rs.1 Lakh.

UtilitiesDiningTravel

Last updated: 8 November 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Receive a welcome e-Gift Voucher worth Rs.3,000 from leading brands like Yatra.com or Pantaloons.

Rewards Rate

20 RP per Rs.100 on Utility Bills; 10 RP on Dining, Groceries, Dept stores, Movies.

Reward Type

Reward Points

Reward Redemption

Reward Points can be used to pay card outstanding, where 4 Reward Points equal Rs.1.

Domestic Lounge Access

8 complimentary visits per calendar year (max 2 visits per quarter).

International Lounge Access

4 complimentary visits per year (max 2 visits per quarter) for primary cardholders.

Premium Benefits

Not Applicable

Insurance Coverage

Complimentary Air Accident Liability Cover of Rs. 50 Lakhs & Fraud Liability Cover of Rs.1 Lakh.

Movie

Earn 10 Reward Points per Rs.100 spent on movies; birthday benefits also apply.

Dining

Earn 10 Reward Points per Rs.100 spent on dining; get a Pizza Hut e-Gift Voucher quarterly.

Travel Benefits

4 international & 8 domestic lounge visits annually; discounts on Agoda, MakeMyTrip.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

Clear, concise answers to help you understand this card better.

Similar Cards

Compare similar cards to find your perfect fit

More from South Indian Bank

Explore other cards offered by the same provider

Comments & Reviews

Share your experience about South Indian Bank SBI Card PRIME

Share your thoughts

Your email address will not be published. Required fields are marked *

Loading conversations...