Bank of Baroda Lifetime Free Credit Cards
Explore top cards like the Bank of Baroda PRIME Credit Card, Bank of Baroda VIKRAM Credit Card, BOBCARD ICSI Diamond Credit Card, BOBCARD Premier Credit Card, and 4 more.
8 Cards Found
Bank of Baroda PRIME Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Cashback
Bank of Baroda VIKRAM Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Cashback
BOBCARD ICSI Diamond Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points
BOBCARD Premier Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points
BOBCARD Sentinel Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points
ICAI Exclusive BOBCARD Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points
Indian Army YODDHA BOBCARD Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points
Indian Coast Guard Rakshamah Bank of Baroda Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Cashback
Bank of Baroda's (BOBCARD) Lifetime-Free Credit Cards
Six BOBCARD credit cards carry zero (or currently-waived) fees, though two are affinity cards restricted to specific member groups.
General-Purpose vs Affinity Cards
BOBCARD Sentinel and ICSI Diamond don't require any specific membership. ICAI Exclusive and Indian Army YODDHA are restricted to their respective member groups - check eligibility before applying if you're outside those groups.
BOBCARD's Zero-Fee Cards
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| BOBCARD Sentinel Credit Card | Lifetime Free | Reward Points | Shopping, travel (general purpose) |
| BOBCARD ICSI Diamond Credit Card | Lifetime Free | Reward Points | Dining, shopping, utilities |
| ICAI Exclusive BOBCARD Credit Card | Lifetime Free | Reward Points | Dining, utilities, international spends (ICAI members) |
| Indian Army YODDHA BOBCARD Credit Card | Lifetime Free | Reward Points | Shopping, travel, premium (Army personnel) |
| BOBCARD Premier Credit Card | Lifetime Free | Reward Points | Travel, dining, international spends (limited-time free) |
How to Choose
Six BOBCARD variants charge zero fee - several are affinity cards
ICAI Exclusive BOBCARD and Indian Army YODDHA BOBCARD are both affinity/community-specific cards (for ICAI members and Indian Army personnel respectively) rather than general-purpose retail cards - check eligibility before assuming they're open to any applicant.
BOBCARD Premier's zero fee is a limited-time offer, not permanent
BOBCARD Premier Credit Card lists its fee as "₹1,000 (currently Lifetime Free as a limited-time offer)" - meaning the waiver could end, unlike BOBCARD Sentinel, ICSI Diamond, ICAI Exclusive, and Indian Army YODDHA, which are unconditionally zero fee.
BOBCARD Sentinel is the general-purpose zero-fee option
If you don't belong to the specific ICAI or Indian Army affinity groups, BOBCARD Sentinel Credit Card is the straightforward zero-fee, general shopping and travel option in this lineup.