ಎಚ್‌ಡಿಎಫ್‌ಸಿ ಬ್ಯಾಂಕ್ ಮಿಲೆನಿಯಾ ಕ್ರೆಡಿಟ್ ಕಾರ್ಡ್ VS ಎಚ್‌ಡಿಎಫ್‌ಸಿ ಬ್ಯಾಂಕ್ ರೆಗಾಲಿಯಾ ಕ್ರೆಡಿಟ್ ಕಾರ್ಡ್

HDFC Bank Regalia Credit Card and HDFC Bank Millennia Credit Card target different spending habits, so the better fit depends on where your money actually goes. HDFC Bank Regalia Credit Card costs ₹2,500 + GST and earns 4 Reward Points on every Rs. 150 spent on retail. HDFC Bank Millennia Credit Card costs ₹1,000 + GST and earns 5% cashback on select online merchants & 1% on other eligible online/offline spends. HDFC Bank Regalia Credit Card also brings 8 complimentary accesses per year, spend-based (Rs. 1 lakh per quarter for 2 vouchers), while HDFC Bank Millennia Credit Card counters with complimentary airport lounge access voucher upon achieving quarterly spend milestones. If travel spending matters more, go with HDFC Bank Regalia Credit Card; if shopping is the priority, HDFC Bank Millennia Credit Card fits better.