Standard Chartered Bank Credit Cards
Standard Chartered – Smart Cashback & Travel Cards
10
₹1,090
Standard Chartered Ultimate Credit Card
Reward Points, Cashback, Cashback & Reward Points
About This Bank
Standard Chartered Credit Cards in India — 2026
Standard Chartered has simplified its India credit card offering to a focused range — smart cashback, travel rewards, and a platinum variant — delivering high value without complex reward structures.
Portfolio Highlights
Smart Credit Card: 2% cashback on online spends (capped) + 1% on offline. No annual fee (first year free with first transaction). Strong for e-commerce-heavy users.
Journey Credit Card: Travel-focused with 1 airline mile per ₹100 spent and transfer to multiple airline programmes (Singapore Airlines, British Airways, Etihad). Lounge access included.
Ultimate Credit Card: Standard Chartered's flagship — 3.3% base reward rate (5 RP per ₹150), Priority Pass lounge access, golf, and concierge. Annual fee ₹5,000.
Global Presence Benefit
Being a global bank, SC cardholders benefit from priority service when travelling internationally — especially in Southeast Asia and the Middle East where SC's network is strong.
Featured Standard Chartered Bank Cards
Standard Chartered Smart Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Rewards Type:
Cashback
Standard Chartered Ultimate Credit Card
Joining Fee:
₹5,000 + GST
Renewal Fee:
₹5,000 + GST
Rewards Type:
Reward Points
Standard Chartered Rewards Credit Card
Joining Fee:
Nil
Renewal Fee:
₹1,000 + GST
Rewards Type:
Reward Points
Standard Chartered DigiSmart Credit Card
Joining Fee:
₹49 + GST
Renewal Fee:
₹49 + GST
Rewards Type:
Cashback
Standard Chartered Manhattan Credit Card
Joining Fee:
₹999 + GST
Renewal Fee:
₹999 + GST
Rewards Type:
Cashback and Reward Points
Standard Chartered Emirates World Credit Card
Joining Fee:
₹3,000 + GST
Renewal Fee:
₹3,000 + GST
Rewards Type:
Reward Points
Eligibility Guide
₹3 lakh p.a.
700+
21–65 years
Eligibility for Standard Chartered Credit Cards
- Age: 21–65 years
- Income: ₹3 lakh p.a. (Smart); ₹6 lakh+ (Journey/Ultimate)
- Credit Score: 700+ recommended
- Employment: Salaried or self-employed
Applications at sc.com/in or at Standard Chartered branch offices (available in major metros). Foreign bank status means limited branches but good digital-first process.
All Standard Chartered Bank Credit Cards
Standard Chartered Ultimate Credit Card
Joining Fee:
₹5,000 + GST
Renewal Fee:
₹5,000 + GST
Rewards Type:
Reward Points
Standard Chartered DigiSmart Credit Card
Joining Fee:
₹49 + GST
Renewal Fee:
₹49 + GST
Rewards Type:
Cashback
Standard Chartered Platinum Rewards Credit Card
Joining Fee:
₹250 + GST
Renewal Fee:
₹250 + GST
Rewards Type:
Reward Points
Standard Chartered EaseMyTrip Credit Card
Joining Fee:
₹350 + GST
Renewal Fee:
₹350 + GST
Rewards Type:
Reward Points
Standard Chartered Rewards Credit Card
Joining Fee:
Nil
Renewal Fee:
₹1,000 + GST
Rewards Type:
Reward Points
Standard Chartered Super Value Titanium Credit Card
Joining Fee:
₹750 + GST
Renewal Fee:
₹750 + GST
Rewards Type:
Cashback & Reward Points
Standard Chartered Smart Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Rewards Type:
Cashback
Standard Chartered Manhattan Credit Card
Joining Fee:
₹999 + GST
Renewal Fee:
₹999 + GST
Rewards Type:
Cashback and Reward Points
Standard Chartered Emirates World Credit Card
Joining Fee:
₹3,000 + GST
Renewal Fee:
₹3,000 + GST
Rewards Type:
Reward Points