Standard Chartered Ultimate Credit Card

Welcome Offer

Earn 6,000 Reward Points upon payment of the joining fee. These points are equivalent to INR 6,000.

Rewards Rate

Earn 5 Reward Points on every INR 150 spent on retail. 3 RP on Utility, Supermarket, Insurance, Property Mgmt, Gov't spends.

Reward Type

Reward Points

Reward Redemption

Redeem via SC 360° rewards for shopping vouchers (Nykaa, Croma, Shoppers Stop) & charity. 1 RP = ₹1.

Domestic Lounge Access

4 complimentary accesses per calendar quarter to domestic lounges in India (16 per year).

International Lounge Access

1 free international lounge visit monthly via Priority Pass (₹20k spend in prior month condition applies).

Premium Benefits

1 complimentary golf game & 1 free golf coaching session each month.

Insurance Coverage

₹1 Crore overseas air accident cover & HDFC ERGO travel insurance (baggage, medical, flight delay).

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Priority Pass for 1,000+ global lounges. 5% cashback on duty-free spends (max ₹1,000/month).