Benefits & Features
Welcome Offer
No joining fee. Earn 4000 reward points if annual fee is paid and not reversed by spend criteria.
Rewards Rate
Earn 4 points per ₹150 on retail spends; additional 4 points per ₹150 above ₹20K/month (capped).
Reward Type
Reward Points
Reward Redemption
Redeem points at ₹0.25 per point from catalogue, or ₹0.20 for statement adjustment (min 1000 points).
Domestic Lounge Access
Receive 1 complimentary Domestic Lounge Visit per calendar quarter (total of 4 per year).
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Not Applicable
Movie
Not Applicable
Dining
Not Applicable
Travel Benefits
Complimentary domestic lounge access makes it a versatile option for everyday spending and travel.
What matters, explained clearly
Frequently Asked Questions
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