Name: Standard Chartered Rewards Credit Card
Brand: standard chartered
SKU: standard-chartered-rewards-credit-card
Availability: InStock
Rating: 4.5 (120 reviews)

Question 1

1. Can I redeem the Rewards earned using the SC Rewards Credit Card against cashback?

Accepted Answer

Yes, the Reward Points earned using the SC Rewards Credit Card can be redeemed against the card's statement balance at a rate of 1 Reward Point = Re. 0.20.

Question 2

2. Is the Standard Chartered Rewards Credit Card lifetime free?

Accepted Answer

No, the SC Rewards Credit Card is not lifetime free. While there is no joining fee, there is an annual fee of Rs. 1,000, which can be waived if you spend Rs. 3 lakhs or more in the previous year.

Question 3

3. What is the minimum eligible age to apply for the SC Rewards Credit Card?

Accepted Answer

The minimum eligible age to apply for the SC Rewards Credit Card is 18 years for both primary and supplementary cardholders.

Question 4

4. Do I get complimentary lounge access with the SC Rewards Credit Card?

Accepted Answer

Yes, the SC Rewards Credit Card provides 1 complimentary domestic lounge access every quarter.

Question 5

5. How can I earn Reward Points with the SC Rewards Credit Card?

Accepted Answer

You earn 4 Reward Points for every Rs. 150 spent on retail purchases and 1 Reward Point for every Rs. 150 spent on government and insurance purchases.

Question 6

6. Are there any exclusions for earning Reward Points with the SC Rewards Credit Card?

Accepted Answer

Yes, Reward Points are not earned on fuel purchases and cash withdrawals made with the SC Rewards Credit Card.

Question 7

7. What are the fees associated with the SC Rewards Credit Card?

Accepted Answer

The SC Rewards Credit Card has no joining fee, but it charges a renewal fee of Rs. 1,000 (waived if you spend Rs. 3 lakhs or more in the previous year). Additional fees include a 3.75% interest rate, 3% cash advance fee, and 3.5% foreign currency markup.

Standard Chartered Rewards Credit Card

Benefits & Features

Welcome Offer

Rewards Rate

Reward Type

Reward Redemption

Movie & Dining

Travel Benefits

Domestic Lounge Access

International Lounge Access

Premium Benefits

Insurance Coverage

What matters, explained clearly

Frequently Asked Questions

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