SBM Bank Credit Cards
SBM Bank India - Zero Forex Travel Cards
2
₹0
Gild Credit Card
Reward Points, Cashback
About This Bank
SBM Bank India Credit Cards - 2026
SBM Bank India, part of Mauritius-based SBM Group and operating in India as a scheduled commercial bank since 2018, issues two credit cards directly under its own brand and separately serves as the banking partner behind the Slice fintech credit card programme (see the Slice issuer page for that product specifically).
Gild is a zero-fee card aimed at professionals and small-business owners with meaningful cross-border spending, earning both reward points and cashback without an annual cost.
Magnet FD-backed is a secured credit card - your credit limit is backed by a fixed deposit rather than a traditional income/credit-history check, making it one of the more accessible ways to build a credit history from scratch.
Why Choose SBM Bank India
- Zero joining/renewal fee across both directly-issued cards
- Magnet's FD-backed structure removes income and CIBIL thresholds as a barrier to entry
- Gild targets cross-border spenders with accelerated international rewards
- SBM Bank India also underpins the popular Slice fintech card, giving the bank broad reach beyond its own branded products
Explore the full card portfolio below to find the right card for your spending profile.
Featured SBM Bank Cards

Gild Credit Card
Joining Fee:
Not Available
Renewal Fee:
Not Available
Reward Type:
Reward Points, Cashback

SBM ZET Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points, Cashback
SBM Bank India's Own Cards Compared
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| Gild Credit Card | Not Available | Reward Points, Cashback | Business and international spending |
| SBM ZET Credit Card | Lifetime Free | Reward Points, Cashback | Secured card for limited credit history |
Eligibility Guide
₹3 lakh p.a.
700+
21-60 years
Eligibility
General Criteria
- Age: 21-60 years
- Income: ₹3 lakh p.a. for Gild; not required for Magnet (FD-secured)
- Credit Score: 700+ recommended for Gild; not applicable for Magnet
- Residency: Indian resident
Key Documents
- PAN card
- Aadhaar or passport (address proof)
- Income proof (Gild) or FD receipt/booking confirmation (Magnet)
Check individual card pages for precise eligibility criteria.
All SBM Bank Credit Cards
Browse & filter all SBM Bank cards →
Gild Credit Card
Joining Fee:
Not Available
Renewal Fee:
Not Available
Reward Type:
Reward Points, Cashback

SBM ZET Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points, Cashback