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SBM Bank Credit Cards

SBM Bank India - Zero Forex Travel Cards

Est.1994 (India: 2018 as scheduled bank)HQPort Louis, Mauritius (India: Mumbai)2 Cards Available
Browse All Cards
SBM Bank logo
Total Cards

2

Avg. Joining Fee

₹0

Most Popular Card

Gild Credit Card

Reward Types

Reward Points, Cashback

About This Bank

SBM Bank India Credit Cards - 2026

SBM Bank India, part of Mauritius-based SBM Group and operating in India as a scheduled commercial bank since 2018, issues two credit cards directly under its own brand and separately serves as the banking partner behind the Slice fintech credit card programme (see the Slice issuer page for that product specifically).

Gild is a zero-fee card aimed at professionals and small-business owners with meaningful cross-border spending, earning both reward points and cashback without an annual cost.

Magnet FD-backed is a secured credit card - your credit limit is backed by a fixed deposit rather than a traditional income/credit-history check, making it one of the more accessible ways to build a credit history from scratch.

Why Choose SBM Bank India

  • Zero joining/renewal fee across both directly-issued cards
  • Magnet's FD-backed structure removes income and CIBIL thresholds as a barrier to entry
  • Gild targets cross-border spenders with accelerated international rewards
  • SBM Bank India also underpins the popular Slice fintech card, giving the bank broad reach beyond its own branded products

Explore the full card portfolio below to find the right card for your spending profile.

Featured SBM Bank Cards

Gild Credit Card credit card design

Gild Credit Card

The SBM Bank Secured Credit Card offers an assured credit facility by opening a Fixed Deposit, making it ideal for entrepreneurs and self-employed pro...

Joining Fee:

Not Available


Renewal Fee:

Not Available


Reward Type:

Reward Points, Cashback

BusinessInternational Spends
SBM ZET Credit Card credit card design

SBM ZET Credit Card

The SBM ZET Credit Card is an FD-backed, lifetime-free card designed for credit building, offering 100% guaranteed approval without income proof or cr...

Joining Fee:

Lifetime Free


Renewal Fee:

Lifetime Free


Reward Type:

Reward Points, Cashback

Shopping

SBM Bank India's Own Cards Compared

CardFeeReward TypeBest For
Gild Credit CardNot AvailableReward Points, CashbackBusiness and international spending
SBM ZET Credit CardLifetime FreeReward Points, CashbackSecured card for limited credit history

Eligibility Guide

Min. Income

₹3 lakh p.a.

CIBIL Score

700+

Age Range

21-60 years

Eligibility

General Criteria

  • Age: 21-60 years
  • Income: ₹3 lakh p.a. for Gild; not required for Magnet (FD-secured)
  • Credit Score: 700+ recommended for Gild; not applicable for Magnet
  • Residency: Indian resident

Key Documents

  • PAN card
  • Aadhaar or passport (address proof)
  • Income proof (Gild) or FD receipt/booking confirmation (Magnet)

Check individual card pages for precise eligibility criteria.

Gild Credit Card credit card design

Gild Credit Card

The SBM Bank Secured Credit Card offers an assured credit facility by opening a Fixed Deposit, making it ideal for entrepreneurs and self-employed pro...

Joining Fee:

Not Available


Renewal Fee:

Not Available


Reward Type:

Reward Points, Cashback

BusinessInternational Spends
SBM ZET Credit Card credit card design

SBM ZET Credit Card

The SBM ZET Credit Card is an FD-backed, lifetime-free card designed for credit building, offering 100% guaranteed approval without income proof or cr...

Joining Fee:

Lifetime Free


Renewal Fee:

Lifetime Free


Reward Type:

Reward Points, Cashback

Shopping

Frequently Asked Questions

Clear, concise answers to help you understand this card better.