ICICI Bank Credit Cards
ICICI Bank – Premium Rewards & Co-branded Excellence
44
₹6,032
Adani One Signature Credit Card
Reward Points, Cashback, Reward Points and Cashback
About This Bank
ICICI Bank Credit Cards — 2026 Overview
ICICI Bank offers one of India's widest credit card portfolios, with cards tailored for every lifestyle — from students to high-net-worth individuals. The bank has excelled at co-branded partnerships (Amazon, MakeMyTrip, Manchester United) while maintaining a strong lineup of bank-branded cards.
Portfolio Highlights
Cashback & Everyday: Amazon Pay ICICI (5% on Amazon Prime), Coral, Platinum Chip — reliable everyday cards with no or low annual fees.
Travel & Lifestyle: MakeMyTrip Signature, Sapphiro, Emeralde Amex — for frequent travellers needing lounge access, air miles, and dining privileges.
Premium: Emeralde Private Metal — ICICI's flagship ultra-premium card with unlimited lounge access, concierge, and high reward earn rates. By invitation / relationship.
Key Strengths
- Amazon Pay card: One of India's most popular co-branded cards with 5% cashback on Amazon (Prime users) — no annual fee.
- MakeMyTrip partnership: Dedicated travel rewards ecosystem with bonus MMT Cash and accelerated earn on hotel + flight bookings.
- ICICI Bank Rewards Programme: Flexible redemption through the ICICI Bank Rewards portal or partner transfer.
Featured ICICI Bank Cards

Amazon Pay ICICI Bank Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Rewards Type:
Cashback

ICICI Bank Coral Credit Card
Joining Fee:
₹500 + GST
Renewal Fee:
₹500 + GST
Rewards Type:
Reward Points

ICICI Bank Sapphiro Credit Card
Joining Fee:
₹6,500 + GST
Renewal Fee:
₹3,500 + GST
Rewards Type:
Reward Points

ICICI Bank Emeralde Private Metal Credit Card
Joining Fee:
₹12,499 + GST
Renewal Fee:
₹12,499 + GST
Rewards Type:
Reward Points

ICICI Bank Rubyx Credit Card
Joining Fee:
₹3,000 + GST
Renewal Fee:
₹2,000 + GST
Rewards Type:
Reward Points

MakeMyTrip ICICI Bank Credit Card
Joining Fee:
₹999 + GST
Renewal Fee:
₹999 + GST
Rewards Type:
Reward Points
Eligibility Guide
₹2 lakh p.a.
700+
18–65 years
Eligibility for ICICI Bank Credit Cards
General Criteria
- Age: 18–65 years
- Income: ₹2 lakh p.a. (Platinum/Coral); ₹6 lakh+ (Sapphiro); ₹15 lakh+ (Emeralde)
- Credit Score: 700+ recommended
- Employment: Salaried, self-employed, or student (select cards)
Amazon Pay ICICI Card
Applies online in minutes with Amazon account. Income criteria flexible; approval typically based on Amazon Pay history and CIBIL.
Existing Customers
ICICI Internet Banking customers often receive pre-approved card offers with instant approval and no physical documentation.
All ICICI Bank Credit Cards

Adani One Signature Credit Card
Joining Fee:
₹5,000 + GST
Renewal Fee:
₹5,000 + GST
Rewards Type:
Reward Points

Amazon Pay ICICI Bank Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Rewards Type:
Cashback

Adani One ICICI Bank Platinum Credit Card
Joining Fee:
₹750 + GST
Renewal Fee:
₹750 + GST
Rewards Type:
Reward Points

ICICI Bank Coral Credit Card
Joining Fee:
₹500 + GST
Renewal Fee:
₹500 + GST
Rewards Type:
Reward Points

ICICI Bank Platinum Chip Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Rewards Type:
Reward Points

ICICI Bank Rubyx Credit Card
Joining Fee:
₹3,000 + GST
Renewal Fee:
₹2,000 + GST
Rewards Type:
Reward Points

ICICI Bank Sapphiro Credit Card
Joining Fee:
₹6,500 + GST
Renewal Fee:
₹3,500 + GST
Rewards Type:
Reward Points

ICICI Bank Emeralde Credit Card
Joining Fee:
₹12,000 + GST
Renewal Fee:
₹12,000 + GST
Rewards Type:
Reward Points

ICICI Bank HPCL Super Saver Credit Card
Joining Fee:
₹500 + GST
Renewal Fee:
₹500 + GST
Rewards Type:
Reward Points and Cashback